Vesta Financial Planning Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 3 years
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 31 March 2025

Responsible principal firm

New Leaf Distribution Limited Reference number: 460421 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Vesta Financial Planning Ltd (FRN 999836) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Vesta Financial Planning's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Vesta Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01702 431130

Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
Address

29 Station Road, Nailsea, Bristol, North Somerset, BS48 4PD, United Kingdom

In the full report: 2 background checks

What kind of line 01702 431130 is, and the 155 other firms that give it
Who else gives the postcode BS48 4PD

Other names (1)

If you were contacted under any of these names, it is this firm.

Hestia Financial Planning Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14720427 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 10 March 2023 (3 years old)
Registered office: 29 Station Road, Nailsea, Bristol, BS48 4PD, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Adrian Momber	Director	Oct 1961	10 Mar 2023	None
George Papoulias	Director	Nov 1979	10 Mar 2023	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2
is FCA-registered: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£28.1k

+707% from £3,483

Employees (average)

0

Same as 0

Owed within a year

£6,250

+384% from £1,292

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14720427. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Vesta Financial Planning’s history from the FCA register and Companies House, newest first.

2026

1 September 2026

Changed its registered name from "Hestia Financial Planning Ltd"

FCA register

2023

9 August 2023

Became an appointed representative

FCA register

10 March 2023

Incorporated at Companies House
Adrian Momber became a part-owner (25–50% of shares)
George Papoulias became a part-owner (25–50% of shares)
Adrian Momber appointed as a director
George Papoulias appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Vesta Financial Planning

Other FCA-listed firms that share a director, phone number or address with Vesta Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share a director: 1
share its phone number: 11

In the full report: all 12 connected firms, named

How each is linked: shared directors (1), the same phone number (11)
Who links each one: the named directors, with dates

Firms like Vesta Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Bristol

Aisa Retirement Planning LLPBristolAppointed representative Alma Vale Wealth Management LimitedBristolAppointed representative Andow Ellis LimitedBristolAppointed representative Andrew LawrenceBristolAppointed representative Andrew Paul ZbijowskiBristolAppointed representative Ann ReederBristolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vesta Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
All 7 events in its history
12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Vesta Financial Planning Ltd FCA authorised?

Vesta Financial Planning Ltd (FRN 999836) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Vesta Financial Planning?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Vesta Financial Planning Ltd (FRN 999836) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Vesta Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Vesta Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Vesta Financial Planning’s phone number?

The FCA register lists the phone number 01702 431130 for Vesta Financial Planning. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 155 other FCA firms, one of which is no longer authorised.

Is Vesta Financial Planning a scam or clone?

Vesta Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Vesta Financial Planning?

Protection works through New Leaf Distribution Limited, the principal firm responsible for Vesta Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Vesta Financial Planning?

Companies House lists 2 people with significant control of Vesta Financial Planning: Mr George Papoulias (25–50% of shares) and Mr Adrian Momber (25–50% of shares).

Who runs Vesta Financial Planning?

Companies House lists 2 directors of Vesta Financial Planning: Adrian Momber and George Papoulias.

How long has Vesta Financial Planning been in business?

The company was formed on 10 March 2023.

What do Vesta Financial Planning’s latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £28.1k (+707% from £3,483).

Does Vesta Financial Planning use any other names?

It has previously used the name Hestia Financial Planning Ltd.