VFM Scotland Limited

Reference number: 822926

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vfmscotland.com first appeared online, and whether it can receive email
  • What kind of line 01651 863646 is
  • Who else gives the postcode AB21 0AZ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Shetland Truck & Van Trading name
  • VFM Van Hire Trading name
  • Star Vehicle Rental Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC374540
Company status
Active
Company type
Private limited company
Incorporated
10 March 2010 (16 years old)
Registered office
Unit 5 Newmachar Business Centre, Kingseat Business Park, Newmachar, Aberdeenshire, AB21 0AZ, Scotland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Graeme Alexander Adie Director Jun 1964 6 Aug 2019 3 other companies
Garry Leask Nicol Director Sep 1962 8 Aug 2019 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

−£72.3k

Down £58.7k from −£13.5k

Employees (average)

6

Up 6 from 0

Owed within a year

£568k

−5.4% from £600k

Net assets are negative: on its last balance sheet the company owed £72.3k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC374540. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

VFM Scotland’s history from the FCA register and Companies House, newest first.

Key events (9) All events (21)

2023

7 August 2023

  • Graeme Alexander Adie became a part-owner (25–50% of shares)

Companies House

2019

8 August 2019

  • Garry Leask Nicol became a part-owner (25–50% of shares)
  • Jan Linklater Nicol stopped being a part-owner
  • Kathleen Adie stopped being a part-owner

Companies House

2018

2 November 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

10 March 2017

  • Jan Linklater Nicol became a part-owner (25–50% of shares)
  • Kathleen Adie became a part-owner (25–50% of shares)

Companies House

2010

10 March 2010

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (9 shown here)
  • Every director appointment and resignation: 6
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Firms connected to VFM Scotland

Other FCA-listed firms that share a director, phone number or address with VFM Scotland. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like VFM Scotland

Other firms of the same type (credit broker), nearest first.

In Aberdeen

Kenneth LongAberdeenAuthorisedMurcar Links Golf ClubAberdeenAuthorisedRichard John Frank Buckle & Johann Frances BellAberdeenAuthorisedAGR Consultancy (Aberdeen) LtdAberdeenAppointed representativeAuchmill Golf ClubAberdeenAppointed representativeDonald McDonaldAberdeenAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on VFM Scotland

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 21 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is VFM Scotland Limited FCA authorised?
Yes, VFM Scotland Limited (FRN 822926) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2018 and works as a credit broker. The FCA has placed no limits on its permissions.
What is VFM Scotland’s phone number and website?
The FCA register lists the phone number 01651 863646 and the website vfmscotland.com for VFM Scotland. If you were given different contact details, use these to check with the firm before going any further.
Is VFM Scotland a scam or clone?
VFM Scotland is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with VFM Scotland?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how VFM Scotland handles your money, so check the specific product before you commit. You can also refer complaints about VFM Scotland to the Financial Ombudsman Service, free of charge.
Who owns VFM Scotland?
Companies House lists 2 people with significant control of VFM Scotland: Mr Graeme Alexander Adie (25–50% of shares) and Mr Garry Leask Nicol (25–50% of shares). Before that, it was controlled by Mrs Jan Linklater Nicol and Ms Kathleen Adie.
Who runs VFM Scotland?
Companies House lists 2 directors of VFM Scotland: Graeme Alexander Adie and Garry Leask Nicol.
How long has VFM Scotland been in business?
The company was formed on 10 March 2010, and has held its current FCA authorisation since November 2018.
What do VFM Scotland’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of −£72.3k (down £58.7k from −£13.5k).
Does VFM Scotland use any other names?
It trades as Shetland Truck & Van and VFM Van Hire. It has previously used the name Star Vehicle Rental.

Sources and links

The full report on VFM Scotland Limited

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