Victoria Mutual Finance Ltd.: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are protected by FSCS
No FCA actions
Active company since 1989
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

vmfinanceltd.com (opens in a new tab)
Phone number

020 7738 7061
Address

Orega Management Ltd, 70 Gracechurch Street, London, City Of London, EC3V 0HR, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When vmfinanceltd.com first appeared online, and whether it can receive email
What kind of line 020 7738 7061 is
Whether EC3V 0HR is a shared office: 25 other firms give it

Other names (1)

If you were contacted under any of these names, it is this firm.

VM Finance Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Advising on regulated mortgage contracts
Arranging (bringing about) regulated mortgage contracts
Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 02352252 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 24 February 1989 (37 years old)
Registered office: 380 Brixton Road, Brixton, London, SW9 7AW
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Delores Cooper	Director	Oct 1947	14 Jun 2011	1 other company
Leighton Lloyd Smith	Director	Sep 1977	14 Jan 2014	2 other companies
Peter Reid	Director	Jul 1959	8 Jun 2015	1 other company
Courtney Osmond St Aubyn Campbell	Director	May 1963	16 May 2016	2 other companies
Noel Monteque Hann	Director	Aug 1950	3 Oct 2018	1 other company
Paul David Andrews	Director	Apr 1961	1 Feb 2021	2 other companies
Frederick Andrew Williams	Director	Dec 1973	24 Jan 2025	None
TMF CORPORATE ADMINISTRATION SERVICES LIMITED	Corporate secretary	Not published	15 Jul 2010	–

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
still active: 5
are FCA-registered: 2

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 7 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register, including one no longer authorised
The 2 companies these 7 directors run together
All 27 people who have ever been directors, with their dates

Key dates in its history

Victoria Mutual Finance’s history from the FCA register and Companies House, newest first.

Key events (3) All events (55)

2016

18 July 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

1989

24 February 1989

Incorporated at Companies House

Companies House

In the full report: all 55 events

All 55 events in its history (3 shown here)
Every director appointment and resignation: 49

Firms connected to Victoria Mutual Finance

Other FCA-listed firms that share a director, phone number or address with Victoria Mutual Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
past link: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates
1 past link through former directors

Firms like Victoria Mutual Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Saga Personal Finance LimitedLondonAuthorised Legal & General Partnership Services LimitedLondonAuthorised Prudential Distribution LimitedLondonAuthorised Quilter Mortgage Planning LimitedLondonAuthorised Enness LimitedLondonAuthorised Pivotal Financial LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Victoria Mutual Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 55 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Victoria Mutual Finance Ltd. FCA authorised?

Yes, Victoria Mutual Finance Ltd. (FRN 715728) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Victoria Mutual Finance’s phone number and website?

The FCA register lists the phone number 020 7738 7061 and the website vmfinanceltd.com for Victoria Mutual Finance. If you were given different contact details, use these to check with the firm before going any further.

Is Victoria Mutual Finance a scam or clone?

Victoria Mutual Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Victoria Mutual Finance?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Victoria Mutual Finance to the Financial Ombudsman Service, free of charge.

Who runs Victoria Mutual Finance?

Companies House lists 7 directors of Victoria Mutual Finance: Delores Cooper, Leighton Lloyd Smith, Peter Reid, Courtney Osmond St Aubyn Campbell, Noel Monteque Hann, Paul David Andrews and 1 more.

How long has Victoria Mutual Finance been in business?

The company was formed on 24 February 1989, and has held its current FCA authorisation since July 2016.

Does Victoria Mutual Finance use any other names?

It trades as VM Finance.