Vijay Sagu

Reference number: 1018150

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Appointed representative

Vijay Sagu does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Vijay Sagu (FRN 1018150) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Vijay Sagu's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Vijay Sagu, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When vssfinancialplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 07368 887480 is
  • Whether B90 8BG is a shared office: 44 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • VSS Financial Planning Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Vijay Sagu’s history from the FCA register and Companies House, newest first.

2024

11 September 2024

  • Became an appointed representative
  • Began trading as "VSS Financial Planning"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Vijay Sagu

Other firms of the same type (financial adviser), nearest first.

In Solihull

Adrian WagstaffSolihullAppointed representativeAIT Business Solutions LimitedSolihullAppointed representativeAndrew LangdellSolihullAppointed representativeAndrew MitchellSolihullAppointed representativeAW Wealth LtdSolihullAppointed representativeBabar HussainSolihullAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vijay Sagu

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged
  • All 2 events in its history

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Frequently asked questions about this firm

Is Vijay Sagu FCA authorised?
Vijay Sagu (FRN 1018150) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Vijay Sagu?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Vijay Sagu (FRN 1018150) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Vijay Sagu's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Vijay Sagu, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Vijay Sagu’s phone number and website?
The FCA register lists the phone number 07368 887480 and the website vssfinancialplanning.co.uk for Vijay Sagu. If you were given different contact details, use these to check with the firm before going any further.
Is Vijay Sagu a scam or clone?
Vijay Sagu is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vijay Sagu?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Vijay Sagu's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Vijay Sagu use any other names?
It trades as VSS Financial Planning.

Sources and links

The full report on Vijay Sagu

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