Village Funding Solutions Ltd

Reference number: 969838

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Optimum Commercial Solutions Ltd Reference number: 808754 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Village Funding Solutions Ltd (FRN 969838) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Village Funding Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Village Funding Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When villagefunding.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 445 1227 is
  • Who else gives the postcode B45 8NL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13817312
Company status
Active
Company type
Private limited company
Incorporated
24 December 2021 (4 years old)
Registered office
The Coppice, Rowney Green Lane, Birmingham, B48 7QF, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark John Meads Director Jan 1968 24 Dec 2021 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£46

Up £16 from £30

Employees (average)

1

Same as 1

Owed within a year

£4

Down £14 from £18

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13817312. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Village Funding Solutions’s history from the FCA register and Companies House, newest first.

2022

15 February 2022

  • Became an appointed representative
  • Began trading as "Village Funding Solutions"

FCA register

2021

24 December 2021

  • Incorporated at Companies House
  • Mark John Meads took control (75–100% of shares)
  • Mark John Meads appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Village Funding Solutions

Other FCA-listed firms that share a director, phone number or address with Village Funding Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Village Funding Solutions

Other firms of the same type (credit broker), nearest first.

In Birmingham

Akvinder PooniBirminghamAppointed representativeAnoup Nandra & Anil TandonBirminghamAppointed representativeAquila Business Solutions LimitedBirminghamAppointed representativeAvonhurst Investment Brokers LimitedBirminghamAppointed representativeEste Medical Group LtdBirminghamAppointed representativeKat & Co Healthcare LimitedBirminghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Village Funding Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Village Funding Solutions Ltd FCA authorised?
Village Funding Solutions Ltd (FRN 969838) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Village Funding Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Village Funding Solutions Ltd (FRN 969838) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Village Funding Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Village Funding Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Village Funding Solutions’ phone number and website?
The FCA register lists the phone number 0121 445 1227 and the website villagefunding.co.uk for Village Funding Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Village Funding Solutions a scam or clone?
Village Funding Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Village Funding Solutions?
Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for Village Funding Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Village Funding Solutions?
Companies House lists one person with significant control of Village Funding Solutions: Mr Mark John Meads (75–100% of shares).
Who runs Village Funding Solutions?
Companies House lists one director of Village Funding Solutions: Mark John Meads.
How long has Village Funding Solutions been in business?
The company was formed on 24 December 2021.
What do Village Funding Solutions’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £46 (up £16 from £30).

Sources and links

The full report on Village Funding Solutions Ltd

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