Vinttro Ltd
Reference number: 960460
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 31 July 2025
- On its latest accounts it owed £60.1k more than it owned
Responsible principal firm
Sona Insurance Solutions Ltd Reference number: 927990 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- VINTTRO LTD (FRN 960460) is an AR of Sona Insurance Solutions Ltd (FRN 927990). When you use VINTTRO's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from VINTTRO, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
80 Compair Crescent, Ipswich, Suffolk, IP2 0EH, United Kingdom
In the full report: 3 background checks
- When vint-tro.com first appeared online, and whether it can receive email
- What kind of line 07762 926293 is
- Who else gives the postcode IP2 0EH
Other names (2)
If you were contacted under any of these names, it is this firm.
- VINTTRO COVER Trading name: A name it trades under now.
- Vint-tro Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sona Insurance Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12728106 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 July 2020 (6 years old)
- Registered office
- 50 Princes Street, Ipswich, IP1 1RJ, England
- Nature of business
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- Agents involved in the sale of a variety of goods (SIC 46190)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon James Bennett | Director | Aug 1968 | 8 Jul 2020 | 1 other company |
| Jason David Balls | Director | Oct 1970 | 16 Nov 2023 | 1 other company |
| David Andrew Hayward | Director | Oct 1967 | 16 Nov 2023 | 3 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 1
- still active
- 4
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£60.1k
Down £41.3k from −£18.8k
Cash at bank
£3,608
−80% from £18.1k
Owed within a year
£69.0k
+36% from £50.6k
Net assets are negative: on its last balance sheet the company owed £60.1k more than it owned.
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12728106. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Vinttro’s history from the FCA register and Companies House, newest first.
2025
15 April 2025
- Changed its registered name from "Vint-tro Limited"
FCA register
2023
16 November 2023
- Mark Garnham stopped being a part-owner
Companies House
6 March 2023
- Mark Garnham became a part-owner (25–50% of shares)
Companies House
2021
15 October 2021
- Became an appointed representative
FCA register
2020
8 July 2020
- Incorporated at Companies House
- Simon James Bennett took control (75–100% of shares)
Companies House
In the full report: all 12 events
- All 12 events in its history (6 shown here)
- Every director appointment and resignation: 5
Firms connected to Vinttro
Other FCA-listed firms that share a director, phone number or address with Vinttro. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Vinttro
Other firms of the same type (insurance broker), nearest first.
In Ipswich
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Vinttro
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 12 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Does Vinttro use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk