Virgin Start Up Limited

Reference number: 1023515

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • VIRGIN START UP LIMITED (FRN 1023515) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not VIRGIN START UP.
  • Example: if VIRGIN START UP refers you to a financial adviser, the advice should come from the principal firm, not from VIRGIN START UP itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07921 289823

  • Address

    Whitfield Studios,, 50A Charlotte Street, London, Camden, W1T 2NS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07921 289823 is, and the other firm that gives it
  • Who else gives the postcode W1T 2NS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 June 1997 (29 years old)
Registered office
Whitfield Studios, 50a Charlotte Street, London, W1T 2NS, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Fishburn Director May 1986 2 May 2019 2 other companies
Frederick Christopher Ruggles Andrewes Director Oct 1981 17 Dec 2020 10 other companies
Lianne Stephanie Mathieson Director Jun 1983 21 Sep 2023 4 other companies
Charlotte Justine Goodman Director Nov 1974 21 Sep 2023 1 other company
Claire Jean Hilton Director Oct 1972 1 Jan 2024 5 other companies
Claire Ruth Vertel Vile Secretary Not published 24 Sep 2019 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
22
closed down
8
went insolvent
1

In the full report: all 22 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • All 33 people who have ever been directors, with their dates
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Key dates in its history

Virgin Start Up’s history from the FCA register and Companies House, newest first.

2024

18 December 2024

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Virgin Management Limited took control (75–100% of shares)

Companies House

2013

5 August 2013

  • Board replaced: both directors left and 2 new directors took over

Companies House

2007

22 June 2007

  • Board replaced: all 3 directors left and 2 new directors took over

Companies House

1997

17 June 1997

  • Incorporated at Companies House

Companies House

In the full report: all 66 events

  • All 66 events in its history (5 shown here)
  • Every director appointment and resignation: 61
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Firms connected to Virgin Start Up

Other FCA-listed firms that share a director, phone number or address with Virgin Start Up. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its phone number
1
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Get the full report on Virgin Start Up

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 22 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 66 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Virgin Start Up Limited FCA authorised?
Virgin Start Up Limited (FRN 1023515) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Virgin Start Up?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Virgin Start Up Limited (FRN 1023515) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Virgin Start Up. Example: if Virgin Start Up refers you to a financial adviser, the advice should come from the principal firm, not from Virgin Start Up itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Virgin Start Up’s phone number?
The FCA register lists the phone number 07921 289823 for Virgin Start Up. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Virgin Start Up a scam or clone?
Virgin Start Up is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Virgin Start Up?
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for Virgin Start Up's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Virgin Start Up?
Virgin Start Up is owned by Virgin Management Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Virgin Start Up?
Companies House lists 5 directors of Virgin Start Up: Andrew Fishburn, Frederick Christopher Ruggles Andrewes, Lianne Stephanie Mathieson, Charlotte Justine Goodman and Claire Jean Hilton.
How long has Virgin Start Up been in business?
The company was formed on 17 June 1997.

Sources and links

The full report on Virgin Start Up Limited

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