Vision Express (UK) Limited

Reference number: 968379

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ADARO OPTICS LIMITED Reference number: 924690 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • VISION EXPRESS (UK) LIMITED (FRN 968379) is an AR of ADARO OPTICS LIMITED (FRN 924690). When you use VISION EXPRESS (UK)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from VISION EXPRESS (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0800 038 2177

  • Address

    Welcome Financial Services, Mere Way, Ruddington Fields Business Park, Ruddington, Nottingham, Nottinghamshire, NG11 6NZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 0800 038 2177 is
  • Who else gives the postcode NG11 6NZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Adaro Optics Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02189907
Company status
Active
Company type
Private limited company
Incorporated
6 November 1987 (38 years old)
Registered office
Ruddington Fields Business Park Mere Way, Ruddington, Nottingham, NG11 6NZ
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Martin Hyde Director Apr 1966 1 Oct 2017 127 other companies
Daniel Mcghee Director Mar 1986 1 Dec 2019 61 other companies
VISION EXPRESS GROUP LIMITED Corporate director Not published 1 Mar 2025 1 other company
Nicholas David Coton Secretary Not published 29 Apr 2019 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
131
closed down
31
are FCA-registered
88

In the full report: all 131 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 88 on the FCA register, including one no longer authorised
  • The 57 companies these 3 directors run together
  • All 48 people who have ever been directors, with their dates
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Key dates in its history

Vision Express (UK)’s history from the FCA register and Companies House, newest first.

Key events (3) All events (95)

2022

23 January 2022

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Vision Express Group Limited took control (75–100% of shares)

Companies House

1987

6 November 1987

  • Incorporated at Companies House

Companies House

In the full report: all 95 events

  • All 95 events in its history (3 shown here)
  • Every director appointment and resignation: 92
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Firms like Vision Express (UK)

Other firms of the same type (credit broker), nearest first.

In Nottingham

Atkins of NottinghamNottinghamAppointed representativeBotham Capital LimitedNottinghamAppointed representativeDavid Burnell Financial Services LimitedNottinghamAppointed representativeDerma Courses LimitedNottinghamAppointed representativeElliott BrittonNottinghamAppointed representativeJonathan BirdNottinghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vision Express (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 131 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 95 events in its history

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Frequently asked questions about this firm

Is Vision Express (UK) Limited FCA authorised?
Vision Express (UK) Limited (FRN 968379) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Vision Express (UK)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Vision Express (UK) Limited (FRN 968379) is an AR of ADARO OPTICS LIMITED (FRN 924690). When you use Vision Express (UK)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Vision Express (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Vision Express (UK)’s phone number?
The FCA register lists the phone number 0800 038 2177 for Vision Express (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Vision Express (UK) a scam or clone?
Vision Express (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vision Express (UK)?
Protection works through Adaro Optics Limited, the principal firm responsible for Vision Express (UK)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Vision Express (UK)?
Vision Express (UK) is owned by Vision Express Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Vision Express (UK)?
Companies House lists 3 directors of Vision Express (UK): Philip Martin Hyde, Daniel McGhee and Vision Express Group Limited.
How long has Vision Express (UK) been in business?
The company was formed on 6 November 1987.

Sources and links

The full report on Vision Express (UK) Limited

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