Visionary Finance Limited

Reference number: 516472

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When visionaryfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01908 465100 is
  • Who else gives the postcode MK5 8FT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Marble Finance Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 January 2008 (18 years old)
Registered office
5 Whittle Court, Knowlhill, Milton Keynes, MK5 8FT, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Hiten Ganatra Director Sep 1982 24 Jan 2008 11 other companies
Justin James Trowse Director Feb 1989 14 Jan 2026 4 other companies
Hiten Ganatra Secretary Not published 24 Jan 2008 11 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
4
run together
2

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£698k

<1% from £699k

Cash at bank

£723k

+21% from £597k

Owed within a year

£44.5k

−55% from £98.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06475028. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Visionary Finance’s history from the FCA register and Companies House, newest first.

2026

14 January 2026

  • Hiten Ganatra gave up control
  • Vfms Group Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Hiten Ganatra took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

4 April 2012

  • Changed its registered name from "Marble Finance Limited"

FCA register

2010

20 May 2010

  • Became authorised by the FCA

FCA register

6 May 2010

  • Regulated by the Financial Services Authority from this date

FCA register

2008

16 January 2008

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Visionary Finance

Other FCA-listed firms that share a director, phone number or address with Visionary Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Visionary Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Milton Keynes

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Visionary Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Visionary Finance Limited FCA authorised?
Yes, Visionary Finance Limited (FRN 516472) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2010 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Visionary Finance’s phone number and website?
The FCA register lists the phone number 01908 465100 and the website visionaryfinance.co.uk for Visionary Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Visionary Finance a scam or clone?
Visionary Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Visionary Finance?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Visionary Finance to the Financial Ombudsman Service, free of charge.
Who owns Visionary Finance?
Visionary Finance is owned by Vfms Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 14 January 2026. Before that, it was controlled by Mr Hiten Ganatra.
Who runs Visionary Finance?
Companies House lists 2 directors of Visionary Finance: Hiten Ganatra and Justin James Trowse.
How long has Visionary Finance been in business?
The company was formed on 16 January 2008, and has held its current FCA authorisation since May 2010.
What do Visionary Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £698k (<1% from £699k) and cash at bank of £723k (+21% from £597k).
Does Visionary Finance use any other names?
It has previously used the name Marble Finance Limited.

Sources and links

The full report on Visionary Finance Limited

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