VT Community Limited

Reference number: 948338

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Fund Incubator Limited Reference number: 208716 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • VT Community Limited (FRN 948338) is an AR of The Fund Incubator Limited (FRN 208716). When you use VT Community's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from VT Community, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When venturestogether.com first appeared online, and whether it can receive email
  • What kind of line 07732 095652 is
  • Whether N1 7GU is a shared office: 86 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ventures Together LLP Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Fund Incubator Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15038053
Company status
Active
Company type
Private limited company
Incorporated
31 July 2023 (3 years old)
Registered office
20 Wenlock Road, London, N1 7GU, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert James O'Donovan Director Sep 1989 31 Jul 2023 13 other companies
Thomas Richard Nowell Savage Director Jul 1979 16 Nov 2023 3 other companies
Kelsey Jane Louise Traher Director Jun 1987 9 Apr 2024 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
3
run together
3

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

−£47.4k

Down £46.1k from −£1,372

Cash at bank

£2,904

No earlier figure to compare

Employees (average)

4

+33% from 3

Net assets are negative: on its last balance sheet the company owed £47.4k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15038053. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

VT Community’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2025

3 October 2025

  • Robert James O'Donovan became a part-owner (25–50% of shares)

Companies House

2024

4 October 2024

  • Rona Ruthen gave up control
  • Thomas Richard Nowell Savage became the majority owner (50–75% of shares)

Companies House

2023

9 August 2023

  • Changed its registered name from "Ventures Together LLP"

FCA register

31 July 2023

  • Incorporated at Companies House
  • Rona Ruthen took control (75–100% of shares)

Companies House

2021

31 March 2021

  • Became an appointed representative

FCA register

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Firms like VT Community

Other firms of the same type (investment or fund manager), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on VT Community

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 12 events in its history

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Frequently asked questions about this firm

Is VT Community Limited FCA authorised?
VT Community Limited (FRN 948338) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for VT Community?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. VT Community Limited (FRN 948338) is an AR of The Fund Incubator Limited (FRN 208716). When you use VT Community's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from VT Community, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is VT Community’s phone number and website?
The FCA register lists the phone number 07732 095652 and the website venturestogether.com for VT Community. If you were given different contact details, use these to check with the firm before going any further.
Is VT Community a scam or clone?
VT Community is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with VT Community?
Protection works through The Fund Incubator Limited, the principal firm responsible for VT Community's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns VT Community?
Companies House lists 2 people with significant control of VT Community: Mr Thomas Richard Nowell Savage (50–75% of shares) and Mr Robert James O'Donovan (25–50% of shares). Before that, it was controlled by Ms Rona Ruthen.
Who runs VT Community?
Companies House lists 3 directors of VT Community: Robert James O'Donovan, Thomas Richard Nowell Savage and Kelsey Jane Louise Traher.
How long has VT Community been in business?
The company was formed on 31 July 2023.
What do VT Community’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of −£47.4k (down £46.1k from −£1,372) and cash at bank of £2,904 (no earlier figure to compare).
Does VT Community use any other names?
It has previously used the name Ventures Together LLP.

Sources and links

The full report on VT Community Limited

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