Vuw.ai Limited

Reference number: 1004497

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Pro MGA Solutions Ltd Reference number: 770419 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • VUW.AI LIMITED (FRN 1004497) is an AR of Pro MGA Solutions Ltd (FRN 770419). When you use VUW.AI's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from VUW.AI, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vuw.ai first appeared online, and whether it can receive email
  • What kind of line +33 665 212 010 is
  • Who else gives the postcode SN3 3LL
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • VI DIGITAL LTD Former name
  • Vi Digital Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Pro MGA Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13497980
Company status
Active
Company type
Private limited company
Incorporated
7 July 2021 (5 years old)
Registered office
6 Drakes Meadow, Penny Lane, Swindon, SN3 3LL, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Leglu-Moore Director Mar 1970 7 Jul 2021 None
Caspar Melville Murphy Director Jul 1970 7 Jul 2021 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Net assets

−£1.19m

No earlier figure to compare

Cash at bank

£539

−98% from £30.4k

Employees (average)

4

Same as 4

Owed within a year

£565k

+157% from £220k

Net assets are negative: on its last balance sheet the company owed £1.19m more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13497980. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Vuw.ai’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2024

4 March 2024

  • Changed its registered name from "VI DIGITAL LTD"

FCA register

2023

20 November 2023

  • Became an appointed representative

FCA register

2021

7 July 2021

  • Incorporated at Companies House
  • Caspar Melville Murphy became a part-owner (25–50% of shares)
  • Christopher Leglu-Moore became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Vuw.ai

Other firms of the same type (mortgage adviser or broker), nearest first.

In Swindon

Angel Mortgages (South West) LtdSwindonAppointed representativeAshlor Sype RodriguesSwindonAppointed representativeCarter Moore LLPSwindonAppointed representativeDaniel SpurrSwindonAppointed representativeGary Price Mortgages LtdSwindonAppointed representativeIlluminate Mortgages LtdSwindonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vuw.ai

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 12 events in its history

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Frequently asked questions about this firm

Is Vuw.ai Limited FCA authorised?
Vuw.ai Limited (FRN 1004497) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Vuw.ai?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Vuw.ai Limited (FRN 1004497) is an AR of Pro MGA Solutions Ltd (FRN 770419). When you use Vuw.ai's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Vuw.ai, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Vuw.ai’s phone number and website?
The FCA register lists the phone number +33 665 212 010 and the website vuw.ai for Vuw.ai. If you were given different contact details, use these to check with the firm before going any further.
Is Vuw.ai a scam or clone?
Vuw.ai is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vuw.ai?
Protection works through Pro MGA Solutions Ltd, the principal firm responsible for Vuw.ai's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Vuw.ai?
Companies House lists 2 people with significant control of Vuw.ai: Mr Christopher Leglu-Moore (25–50% of shares) and Mr Caspar Melville Murphy (25–50% of shares).
Who runs Vuw.ai?
Companies House lists 2 directors of Vuw.ai: Christopher Leglu-Moore and Caspar Melville Murphy.
How long has Vuw.ai been in business?
The company was formed on 7 July 2021.
What do Vuw.ai’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of −£1.19m (no earlier figure to compare) and cash at bank of £539 (−98% from £30.4k).
Does Vuw.ai use any other names?
It has previously used 2 other names: VI DIGITAL LTD and Vi Digital.

Sources and links

The full report on Vuw.ai Limited

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