Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
V W M Consulting Ltd, 1/1 95 Douglas Street, Glasgow, Glasgow City, G2 4EU, United Kingdom
In the full report: 3 background checks
- When vwmwealth.com first appeared online, and whether it can receive email
- What kind of line 0141 229 4004 is
- Who else gives the postcode G2 4EU
Other names (2)
If you were contacted under any of these names, it is this firm.
- VWM Wealth Trading name: A name it trades under now.
- Craighall Investment Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on Pension Transfers and Pension Opt Outs
- Arranging (bringing about) deals in investments
- Dealing in investments as agent
- Debt-counselling
- Making arrangements with a view to transactions in investments
- Managing investments
Limits on what they may do
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May control money if settlement through a mandate.
The general requirement not to hold or control CLIENT MONEY does not restrict the firm from controlling CLIENT MONEY if it arises from an agreement under which the firm effects settlement through a mandate or otherwise.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC216348 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 March 2001 (25 years old)
- Registered office
- 95 Douglas Street, Glasgow, G2 4EU
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Matthew Thomson | Director | Oct 1958 | 1 Dec 2006 | 5 other companies |
| Lisa Jane Johnstone | Director | Nov 1981 | 1 Jan 2013 | 2 other companies |
| Grahame Hopper | Director | Feb 1984 | 1 Aug 2019 | 1 other company |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 4
- run together
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 3 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£668k
+27% from £526k
Cash at bank
£458k
+5.5% from £434k
Employees (average)
9
Same as 9
Owed within a year
£342k
+11% from £309k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC216348. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
VWM Consulting’s history from the FCA register and Companies House, newest first.
2019
22 January 2019
- Alison Welsh stopped being a part-owner
- Kenneth Anderson Welsh stopped being the majority owner
- Walnut Wealth Limited took control (75–100% of shares)
Companies House
2016
1 July 2016
- Alison Welsh became a part-owner (25–50% of shares)
- Kenneth Anderson Welsh became the majority owner (50–75% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2007
15 March 2007
- FCA imposed a requirement (May control money if settlement through a mandate.)
FCA register
2005
16 May 2005
- Changed its registered name from "Craighall Investment Limited"
FCA register
2004
1 August 2004
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
2001
2 March 2001
- Incorporated at Companies House
Companies House
In the full report: all 30 events
- All 30 events in its history (11 shown here)
- Every director appointment and resignation: 13
Firms like VWM Consulting
Other firms of the same type (investment or fund manager), nearest first.
In Glasgow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on VWM Consulting
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 30 events in its history
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Frequently asked questions about this firm
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Does VWM Consulting use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk