VWM Consulting Limited

Reference number: 401041

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vwmwealth.com first appeared online, and whether it can receive email
  • What kind of line 0141 229 4004 is
  • Who else gives the postcode G2 4EU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • VWM Wealth Trading name: A name it trades under now.
  • Craighall Investment Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to transactions in investments
  • Managing investments

Limits on what they may do

  • May control money if settlement through a mandate.
    The general requirement not to hold or control CLIENT MONEY does not restrict the firm from controlling CLIENT MONEY if it arises from an agreement under which the firm effects settlement through a mandate or otherwise.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 March 2001 (25 years old)
Registered office
95 Douglas Street, Glasgow, G2 4EU
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Matthew Thomson Director Oct 1958 1 Dec 2006 5 other companies
Lisa Jane Johnstone Director Nov 1981 1 Jan 2013 2 other companies
Grahame Hopper Director Feb 1984 1 Aug 2019 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
4
run together
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Total equity

£668k

+27% from £526k

Cash at bank

£458k

+5.5% from £434k

Employees (average)

9

Same as 9

Owed within a year

£342k

+11% from £309k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC216348. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

VWM Consulting’s history from the FCA register and Companies House, newest first.

2019

22 January 2019

  • Alison Welsh stopped being a part-owner
  • Kenneth Anderson Welsh stopped being the majority owner
  • Walnut Wealth Limited took control (75–100% of shares)

Companies House

2016

1 July 2016

  • Alison Welsh became a part-owner (25–50% of shares)
  • Kenneth Anderson Welsh became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

15 March 2007

  • FCA imposed a requirement (May control money if settlement through a mandate.)

FCA register

2005

16 May 2005

  • Changed its registered name from "Craighall Investment Limited"

FCA register

2004

1 August 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2001

2 March 2001

  • Incorporated at Companies House

Companies House

In the full report: all 30 events

  • All 30 events in its history (11 shown here)
  • Every director appointment and resignation: 13
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Firms like VWM Consulting

Other firms of the same type (investment or fund manager), nearest first.

In Glasgow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on VWM Consulting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 30 events in its history

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Frequently asked questions about this firm

Is VWM Consulting Limited FCA authorised?
Yes, VWM Consulting Limited (FRN 401041) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2004 and works as an investment or fund manager. The FCA has placed a limit on what it may do.
What is VWM Consulting’s phone number and website?
The FCA register lists the phone number 0141 229 4004 and the website vwmwealth.com for VWM Consulting. If you were given different contact details, use these to check with the firm before going any further.
Is VWM Consulting a scam or clone?
VWM Consulting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with VWM Consulting?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about VWM Consulting to the Financial Ombudsman Service, free of charge.
Who owns VWM Consulting?
VWM Consulting is owned by Walnut Wealth Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 22 January 2019. Before that, it was controlled by Mr Kenneth Anderson Welsh and Mrs Alison Welsh.
Who runs VWM Consulting?
Companies House lists 3 directors of VWM Consulting: David Matthew Thomson, Lisa Jane Johnstone and Grahame Hopper.
How long has VWM Consulting been in business?
The company was formed on 2 March 2001, and has held its current FCA authorisation since August 2004.
What do VWM Consulting’s latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £668k (+27% from £526k) and cash at bank of £458k (+5.5% from £434k).
Does VWM Consulting use any other names?
It trades as VWM Wealth. It has previously used the name Craighall Investment Limited.

Sources and links

The full report on VWM Consulting Limited

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