W.d. Coe Limited

Reference number: 726458

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When coes.co.uk first appeared online, and whether it can receive email
  • What kind of line 01473 256061 is
  • Who else gives the postcode IP1 2NH
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Coes Trading name
  • Golding of Newmarket Trading name
  • Goldings Trading name
  • W D Coe Ltd Former name
  • Goddards Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00671546
Company status
Active
Company type
Private limited company
Incorporated
30 September 1960 (66 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Retail sale of clothing in specialised stores (SIC 47710)

Directors and company secretaries

Name Role Born Appointed Other companies
William David Coe Director May 1969 1 Mar 1997 15 other companies
Bridget Jane Coe Director Feb 1967 1 Mar 2005 6 other companies
Fiona Lucy Coe Director Jun 1970 1 Jul 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
8
run together
6

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 companies these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2025Group accountsAudited

Net assets

£3.00m

−7.6% from £3.24m

Cash at bank

£4,000

−33% from £6,000

Owed within a year

£4.14m

−5.9% from £4.40m

No turnover or profit for the year to 31 January 2025: the accounts print them but do not tag them. The last tagged figures are £9.87m turnover and −£51.0k profit, for the year to 29 February 2024.

Turnover and profit

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Figures from the year to 28 February 2022 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.

The figures for the year to 31 January 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.

Accounts filed at Companies House for company 00671546. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

W.d. Coe’s history from the FCA register and Companies House, newest first.

Key events (14) All events (31)

2021

31 December 2021

  • Matthew Steven Rawlings no longer has significant control

Companies House

2020

3 October 2020

  • Peter Paul Hubka no longer has significant control

Companies House

4 March 2020

  • David John Coe no longer has significant control

Companies House

2018

19 December 2018

  • Charlotte Ruth Rowlands no longer has significant control

Companies House

2017

16 May 2017

  • Changed its registered name from "W D Coe Ltd"

FCA register

2016

30 November 2016

  • Bridget Jane Coe gained significant control
  • Charlotte Ruth Rowlands gained significant control
  • David John Coe gained significant control
  • Matthew Steven Rawlings gained significant control
  • Peter Paul Hubka gained significant control
  • William David Coe gained significant control

Companies House

7 November 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1960

30 September 1960

  • Incorporated at Companies House

Companies House

In the full report: all 31 events

  • All 31 events in its history (14 shown here)
  • Every director appointment and resignation: 10
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Firms like W.d. Coe

Other firms of the same type (lender), nearest first.

In Ipswich

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on W.d. Coe

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 31 events in its history

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Frequently asked questions about this firm

Is W.d. Coe Limited FCA authorised?
Yes, W.d. Coe Limited (FRN 726458) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is W.d. Coe’s phone number and website?
The FCA register lists the phone number 01473 256061 and the website coes.co.uk for W.d. Coe. If you were given different contact details, use these to check with the firm before going any further.
Is W.d. Coe a scam or clone?
W.d. Coe is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with W.d. Coe?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how W.d. Coe handles your money, so check the specific product before you commit. You can also refer complaints about W.d. Coe to the Financial Ombudsman Service, free of charge.
Who owns W.d. Coe?
Companies House lists 2 people with significant control of W.d. Coe: Miss Bridget Jane Coe (significant influence or control) and Mr William David Coe (significant influence or control). Before that, it was controlled by Mr David John Coe, Mr Matthew Steven Rawlings and Mr Peter Paul Hubka.
Who runs W.d. Coe?
Companies House lists 3 directors of W.d. Coe: William David Coe, Bridget Jane Coe and Fiona Lucy Coe.
How long has W.d. Coe been in business?
The company was formed on 30 September 1960, and has held its current FCA authorisation since November 2016.
What do W.d. Coe’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of £3.00m (−7.6% from £3.24m) and cash at bank of £4,000 (−33% from £6,000).
Does W.d. Coe use any other names?
It trades as Coes, Golding of Newmarket and Goldings. It has previously used 2 other names: W D Coe Ltd and Goddards.

Sources and links

The full report on W.d. Coe Limited

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