W. Ferguson Limited

Reference number: 668203

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wfergusoncarsales.co.uk first appeared online, and whether it can receive email
  • What kind of line 01697 344620 is
  • Who else gives the postcode CA7 9AD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • W Ferguson Car Sales Trading name
  • W Ferguson Fuels Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05209371
Company status
Active
Company type
Private limited company
Incorporated
18 August 2004 (22 years old)
Registered office
Sanden Crest, Abbeytown, Wigton, Cumbria, CA7 4SP
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Wayne Ferguson Director Sep 1971 18 Aug 2004 1 other company
Ryan James George Hanley Director Dec 1992 18 Jun 2015 None
Abbie Lee Wharton Director Oct 1977 18 Jun 2015 None
Sheila Ferguson Secretary Not published 18 Aug 2004 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£437k

−13% from £504k

Cash at bank

£228k

−46% from £422k

Employees (average)

4

+33% from 3

Owed within a year

£155k

−20% from £194k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05209371. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

W. Ferguson’s history from the FCA register and Companies House, newest first.

Key events (4) All events (11)

2016

17 August 2016

  • Wayne Ferguson took control (75–100% of shares)

Companies House

2015

17 April 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2004

18 August 2004

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like W. Ferguson

Other firms of the same type (car dealer), nearest first.

In Wigton

Brayton Services LimitedWigtonAuthorised

In the Carlisle (CA) postcode area

Graham (Commercials) LimitedCarlisleAuthorisedBelle Vue Motors (cumbria) LimitedBramptonAuthorisedBen Hodgson Cars LimitedCarlisleAuthorisedBorder City Autos 20 LimitedCarlisleAuthorisedBraithwaites Garage LimitedPenrithAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on W. Ferguson

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is W. Ferguson Limited FCA authorised?
Yes, W. Ferguson Limited (FRN 668203) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is W. Ferguson’s phone number and website?
The FCA register lists the phone number 01697 344620 and the website wfergusoncarsales.co.uk for W. Ferguson. If you were given different contact details, use these to check with the firm before going any further.
Is W. Ferguson a scam or clone?
W. Ferguson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with W. Ferguson?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how W. Ferguson handles your money, so check the specific product before you commit. You can also refer complaints about W. Ferguson to the Financial Ombudsman Service, free of charge.
Who owns W. Ferguson?
Companies House lists one person with significant control of W. Ferguson: Mr Wayne Ferguson (75–100% of shares).
Who runs W. Ferguson?
Companies House lists 3 directors of W. Ferguson: Wayne Ferguson, Ryan James George Hanley and Abbie Lee Wharton.
How long has W. Ferguson been in business?
The company was formed on 18 August 2004, and has held its current FCA authorisation since April 2015.
What do W. Ferguson’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £437k (−13% from £504k) and cash at bank of £228k (−46% from £422k).
Does W. Ferguson use any other names?
It trades as W Ferguson Car Sales and W Ferguson Fuels.

Sources and links

The full report on W. Ferguson Limited

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