W G Ross & Company Limited

Reference number: 539331

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • W G Ross & Company Limited (FRN 539331) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use W G Ross & Company's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from W G Ross & Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01229 825636

  • Address

    16 Cavendish St, Barrow-in-furness, Cumbria, LA14 1SB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01229 825636 is
  • Who else gives the postcode LA14 1SB
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Ross Mortgage Services Trading name
  • Ross Mortgage Services Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00303601
Company status
Active
Company type
Private limited company
Incorporated
30 July 1935 (91 years old)
Registered office
16 Cavendish Street, Barrow In Furness, Cumbria, LA14 1SB
Nature of business
  • Real estate agencies (SIC 68310)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
David Simon Sharpe Director Sep 1963 Not published 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£414k

−6.2% from £442k

Cash at bank

£32.3k

+52% from £21.3k

Employees (average)

16

Same as 16

Owed within a year

£60.9k

+27% from £47.8k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00303601. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

W G Ross & Company’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2022

5 November 2022

  • Annette Barbara Sharpe gave up control

Companies House

2016

6 April 2016

  • Annette Barbara Sharpe took control (75–100% of shares)
  • David Simon Sharpe took control (75–100% of shares)

Companies House

2011

14 January 2011

  • Changed its registered name from "Ross Mortgage Services Ltd"

FCA register

13 January 2011

  • Became an appointed representative

FCA register

1935

30 July 1935

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like W G Ross & Company

Other firms of the same type (mortgage adviser or broker), nearest first.

In Barrow-in-furness

Kura Financial LtdBarrow-in-FurnessAppointed representativeFace To Face Financial Services LtdBarrow-in-FurnessAuthorised

In the Lancaster (LA) postcode area

Eden Mortgages and Protection LtdKendalAppointed representativeGeorgina HallLancasterAppointed representativeJoanne VareyCarnforthAppointed representativeLake District Mortgages LimitedDalton-In-FurnessAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on W G Ross & Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is W G Ross & Company Limited FCA authorised?
W G Ross & Company Limited (FRN 539331) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for W G Ross & Company?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. W G Ross & Company Limited (FRN 539331) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use W G Ross & Company's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from W G Ross & Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is W G Ross & Company’s phone number?
The FCA register lists the phone number 01229 825636 for W G Ross & Company. If you were given different contact details, use these to check with the firm before going any further.
Is W G Ross & Company a scam or clone?
W G Ross & Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with W G Ross & Company?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for W G Ross & Company's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns W G Ross & Company?
Companies House lists one person with significant control of W G Ross & Company: Mr David Simon Sharpe (75–100% of shares). Before that, it was controlled by Mrs Annette Barbara Sharpe.
Who runs W G Ross & Company?
Companies House lists one director of W G Ross & Company: David Simon Sharpe.
How long has W G Ross & Company been in business?
The company was formed on 30 July 1935.
What do W G Ross & Company’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £414k (−6.2% from £442k) and cash at bank of £32.3k (+52% from £21.3k).
Does W G Ross & Company use any other names?
It trades as Ross Mortgage Services. It has previously used the name Ross Mortgage Services Ltd.

Sources and links

The full report on W G Ross & Company Limited

£19.99 · Instant PDF download

Loading secure checkout…