Walden Capital Limited

Reference number: 491834

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When waldencapital.co.uk first appeared online, and whether it can receive email
  • What kind of line 01799 521017 is
  • Who else gives the postcode CB10 1AT
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • White Label Financial Services Ltd Former name: A name it was registered under before.
  • AC Mortgage Solutions Former trading name: A name it used to trade under.
  • AC Wealth Management Former trading name: A name it used to trade under.
  • Croucher Needham Financial Services Former trading name: A name it used to trade under.
  • Walden Capital Mortgages Former trading name: A name it used to trade under.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • +33 01 87 66 20 25
Fake email addresses (1)
  • walden-capital@europe.com
Fake websites (1)
  • walden-capital.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 December 2007 (18 years old)
Registered office
The Old Gun Rooms, 17 High, Street, Saffron Walden, CB10 1AT
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen John Stirling Director Aug 1970 16 Jul 2013 6 other companies
David Michael Cooper Director Jul 1963 26 Aug 2013 7 other companies
Stephen Charles Duckworth Director Jul 1966 16 Oct 2019 22 other companies
TAYLER BRADSHAW LIMITED Corporate secretary Not published 8 Jun 2018 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
32
closed down
23
went insolvent
1

In the full report: all 32 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 2 on the FCA register
  • The 2 companies these 3 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£608k

−35% from £930k

Cash at bank

£421k

+17% from £359k

Employees (average)

12

+9.1% from 11

Owed within a year

£140k

+62% from £86.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06458084. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Walden Capital’s history from the FCA register and Companies House, newest first.

2021

11 March 2021

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2020

8 October 2020

  • Changed its registered name from "White Label Financial Services Ltd"

FCA register

2016

6 April 2016

  • David Michael Cooper became a part-owner (25–50% of shares)
  • David Michael Cooper gained significant control
  • David Michael Cooper stopped being a part-owner
  • Stephen Charles Duckworth gained significant control
  • Wealthademia Ltd took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

15 January 2009

  • Became authorised by the FCA

FCA register

2008

12 December 2008

  • Regulated by the Financial Services Authority from this date

FCA register

2007

20 December 2007

  • Incorporated at Companies House

Companies House

In the full report: all 35 events

  • All 35 events in its history (11 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Walden Capital

Other FCA-listed firms that share a director, phone number or address with Walden Capital. A link shows who the firm is tied to, not whether either can be trusted.

past links
2

In the full report: all 0 connected firms, named

  • 2 past links through former directors
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Firms like Walden Capital

Other firms of the same type (financial adviser), nearest first.

In Saffron Walden

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Walden Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 32 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 35 events in its history

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Frequently asked questions about this firm

Is Walden Capital Limited FCA authorised?
Yes, Walden Capital Limited (FRN 491834) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2009 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Walden Capital’s phone number and website?
The FCA register lists the phone number 01799 521017 and the website waldencapital.co.uk for Walden Capital. If you were given different contact details, use these to check with the firm before going any further.
Is Walden Capital a scam or clone?
Scammers have impersonated Walden Capital: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Walden Capital, shown on this page.
Is my money safe with Walden Capital?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Walden Capital to the Financial Ombudsman Service, free of charge.
Who owns Walden Capital?
Walden Capital is owned by Wealthademia Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Walden Capital?
Companies House lists 3 directors of Walden Capital: Stephen John Stirling, David Michael Cooper and Stephen Charles Duckworth.
How long has Walden Capital been in business?
The company was formed on 20 December 2007, and has held its current FCA authorisation since January 2009.
What do Walden Capital’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £608k (−35% from £930k) and cash at bank of £421k (+17% from £359k).
Does Walden Capital use any other names?
It has previously used 5 other names, including White Label Financial Services Ltd, AC Mortgage Solutions and AC Wealth Management.

Sources and links

The full report on Walden Capital Limited

£19.99 · Instant PDF download

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