Walnut Tree Garage Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2013
Accounts filed up to 31 August 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

jptodcommercials.co.uk (opens in a new tab)
Phone number

01873 857799
Address

Walnut Tree Garage, Walnut Tree Yard, Mill Street, Abergavenny, Monmouthshire, NP7 5HE, United Kingdom

In the full report: 3 background checks

When jptodcommercials.co.uk first appeared online, and whether it can receive email
What kind of line 01873 857799 is
Who else gives the postcode NP7 5HE

Other names (1)

If you were contacted under any of these names, it is this firm.

J P TOD COMMERCIALS Trading name: A name it trades under now.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Debt Adjusting
Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08667285 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 28 August 2013 (13 years old)
Registered office: Walnut Tree Yard, Mill Street, Abergavenny, Monmouthshire, NP7 5HE, United Kingdom
Nature of business: Sale of used cars and light motor vehicles (SIC 45112)
Wholesale trade of motor vehicle parts and accessories (SIC 45310)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Paul Richard Tod	Director	Apr 1980	28 Aug 2013	None
Julian Paul Tod	Director	Oct 1960	28 Aug 2013	3 other companies
Jessica Kathleen Tod	Director	Apr 1969	28 Aug 2013	1 other company
Mark John Tod	Director	Jun 1988	1 Apr 2025	None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 1
run together: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 4 directors run together

Filed accounts and finances

Year to 31 August 2025Full accountsNot audited

Turnover

£1.88m

−18% from £2.28m

Profit before tax

£20.1k

−89% from £190k

Net assets

£361k

−16% from £427k

Cash at bank

£16.0k

−86% from £111k

Turnover and profit

In the full report: all 7 years of accounts

Every year from 2019 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08667285. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Walnut Tree Garage’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2016

28 August 2016

Jessica Kathleen Tod gained significant control
Julian Paul Tod became a part-owner (25–50% of shares)

Companies House

2015

26 February 2015

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2013

28 August 2013

Incorporated at Companies House

Companies House

In the full report: all 12 events

All 12 events in its history (5 shown here)
Every director appointment and resignation: 4

Firms like Walnut Tree Garage

Other firms of the same type (car dealer), nearest first.

In Abergavenny

Abergavenny MOT Centre limitedAbergavennyAuthorised Judd Brothers LimitedAbergavennyAuthorised Keith Price Garages LtdAbergavennyAppointed representative Lamia Corporate Vehicle Management LimitedAbergavennyAuthorised Llanfoist Car SalesAbergavennyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Walnut Tree Garage

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 12 events in its history

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Frequently asked questions about this firm

Is Walnut Tree Garage Limited FCA authorised?

Yes, Walnut Tree Garage Limited (FRN 667120) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a car dealer. The FCA has placed no limits on its permissions.

What is Walnut Tree Garage’s phone number and website?

The FCA register lists the phone number 01873 857799 and the website jptodcommercials.co.uk for Walnut Tree Garage. If you were given different contact details, use these to check with the firm before going any further.

Is Walnut Tree Garage a scam or clone?

Walnut Tree Garage is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Walnut Tree Garage?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Walnut Tree Garage handles your money, so check the specific product before you commit. You can also refer complaints about Walnut Tree Garage to the Financial Ombudsman Service, free of charge.

Who owns Walnut Tree Garage?

Companies House lists 2 people with significant control of Walnut Tree Garage: Mr Julian Paul Tod (25–50% of shares) and Jessica Kathleen Tod (can appoint and remove the board).

Who runs Walnut Tree Garage?

Companies House lists 4 directors of Walnut Tree Garage: Paul Richard Tod, Julian Paul Tod, Jessica Kathleen Tod and Mark John Tod.

How long has Walnut Tree Garage been in business?

The company was formed on 28 August 2013, and has held its current FCA authorisation since February 2015.

What do Walnut Tree Garage’s latest accounts show?

Its latest accounts, to 31 August 2025, show turnover of £1.88m (−18% from £2.28m) and profit before tax of £20.1k (−89% from £190k).

Does Walnut Tree Garage use any other names?

It trades as J P TOD COMMERCIALS.