Ware & Kay Financial Services Ltd
Reference number: 589926
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 14 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 31 March 2025
Responsible principal firm
Yorkshire Independent Financial Advisers Limited Reference number: 474338 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Ware & Kay Financial Services Ltd (FRN 589926) is an AR of Yorkshire Independent Financial Advisers Limited (FRN 474338). When you use Ware & Kay Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Ware & Kay Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Sentinel House Peasholme Green, York, North Yorkshire, YO1 7PP, United Kingdom
In the full report: 3 background checks
- When warekayfs.co.uk first appeared online, and whether it can receive email
- What kind of line 01904 716100 is
- Who else gives the postcode YO1 7PP
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Yorkshire Independent Financial Advisers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- WARE & KAY FINANCIAL SERVICES LIMITED
- Company number
- 08147954 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 July 2012 (14 years old)
- Registered office
- Sentinel House, Peasholme Green, York, YO1 7PP
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Peter Arthur Kay | Director | Mar 1956 | 18 Jul 2012 | 24 other companies |
| Michael Neil Peach | Director | Jul 1961 | 18 Jul 2012 | None |
| Owen Roger Thomas | Director | Sep 1981 | 24 Mar 2016 | 1 other company |
| Peter Arthur Kay | Secretary | Not published | 18 Jul 2012 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 24
- closed down
- 11
- is FCA-registered
- 1
In the full report: all 24 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 1 company these 3 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£36.9k
+53% from £24.1k
Cash at bank
£24.4k
+87% from £13.1k
Owed within a year
£7,396
+70% from £4,345
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08147954. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Ware & Kay Financial Services’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- David Julian Hyams gained significant control
- Michael Neil Peach gained significant control
- Peter Arthur Kay gained significant control
- Ware & Kay Solicitors Ltd gained significant control
Companies House
2012
18 October 2012
- Became an appointed representative
FCA register
18 July 2012
- Incorporated at Companies House
Companies House
In the full report: all 11 events
- All 11 events in its history (6 shown here)
- Every director appointment and resignation: 5
Firms connected to Ware & Kay Financial Services
Other FCA-listed firms that share a director, phone number or address with Ware & Kay Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Ware & Kay Financial Services
Other firms of the same type (financial adviser), nearest first.
In York
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ware & Kay Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 24 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 11 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk