Warwick Financial Services Limited

Reference number: 622839

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When warwickfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 599 9334 is
  • Who else gives the postcode EN6 4RY
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Other names (39)

If you were contacted under any of these names, it is this firm.

  • allthelenders Trading name
  • CashSpace Trading name
  • CashStep Trading name
  • FinLoan Trading name
  • FlexiCash Trading name
  • FlexyCash Trading name
  • LemonLoan Trading name
  • Lendability Trading name
  • LoanLike Trading name
  • Loanster Trading name
  • OneStepLoan Trading name
  • PocketFlow Trading name
  • Pounds Till Payday Trading name
  • Rapidcash Trading name
  • SimplyLoan Trading name
  • SparkLoan Trading name
  • YellowLoan Trading name
  • ZenLoan Trading name
  • allthelenders.org.uk Former trading name
  • Choosa Former trading name
  • choosa.co.uk Former trading name
  • flexicash.uk Former trading name
  • Fluid Finance Former trading name
  • fluidfinance.co.uk Former trading name
  • fundedloans.co.uk Former trading name
  • lemonloan.uk Former trading name
  • lendability.co.uk Former trading name
  • Lenders Compared Former trading name
  • lenderscompared.org.uk Former trading name
  • loanlike.uk Former trading name
  • morechoiceloans.com Former trading name
  • onesteploan.uk Former trading name
  • pocketflow.uk Former trading name
  • simplyloan.uk Former trading name
  • SunnyLoan Former trading name
  • sunnyloan.uk Former trading name
  • SwiftLoan Former trading name
  • thepaydaylenders.co.uk Former trading name
  • thepaydayloanlenders.com Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09011092
Company status
Active
Company type
Private limited company
Incorporated
25 April 2014 (12 years old)
Registered office
4th Floor 18 St. Cross Street, London, EC1N 8UN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Gary Tatham Director Jul 1980 25 Apr 2014 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
is FCA-registered
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

£6,107

+287% from £1,577

Cash at bank

£36.7k

No earlier figure to compare

Employees (average)

2

Same as 2

Owed within a year

£52.1k

+140% from £21.8k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09011092. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Warwick Financial Services’s history from the FCA register and Companies House, newest first.

Key events (7) All events (86)

2021

8 January 2021

  • David Carter stopped being a part-owner
  • Gary Steven Tatham took control (75–100% of shares)

Companies House

2016

6 April 2016

  • David Carter became a part-owner (25–50% of shares)

Companies House

2015

19 February 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2014

25 April 2014

  • Incorporated at Companies House

Companies House

In the full report: all 86 events

  • All 86 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Warwick Financial Services

Other FCA-listed firms that share a director, phone number or address with Warwick Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Warwick Financial Services

Other firms of the same type (credit broker), nearest first.

In the Enfield (EN) postcode area

ABN Finance & Leasing LimitedWaltham CrossAuthorisedAlison LewyBarnetAuthorisedEnzo Finance LimitedLondonAuthorisedField & DouglasWaltham AbbeyAuthorisedFinancing Enterprise LimitedEnfieldAuthorisedJagruti PatelBroxbourneAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Warwick Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 86 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Warwick Financial Services Limited FCA authorised?
Yes, Warwick Financial Services Limited (FRN 622839) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a credit broker. The FCA has placed a limit on what it may do.
What is Warwick Financial Services’ phone number and website?
The FCA register lists the phone number 0800 599 9334 and the website warwickfinancial.co.uk for Warwick Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Warwick Financial Services a scam or clone?
Warwick Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Warwick Financial Services?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Warwick Financial Services handles your money, so check the specific product before you commit. You can also refer complaints about Warwick Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Warwick Financial Services?
Companies House lists one person with significant control of Warwick Financial Services: Mr Gary Steven Tatham (75–100% of shares). Before that, it was controlled by Mr David Carter.
Who runs Warwick Financial Services?
Companies House lists one director of Warwick Financial Services: Gary Tatham.
How long has Warwick Financial Services been in business?
The company was formed on 25 April 2014, and has held its current FCA authorisation since February 2015.
What do Warwick Financial Services’ latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £6,107 (+287% from £1,577) and cash at bank of £36.7k (no earlier figure to compare).
Does Warwick Financial Services use any other names?
It trades as allthelenders, CashSpace, CashStep, FinLoan and FlexiCash, and 13 more names. It has previously used 21 other names, including allthelenders.org.uk, Choosa and choosa.co.uk.

Sources and links

The full report on Warwick Financial Services Limited

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