Watson Financial Planning Ltd.

Reference number: 959118

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When watsonfinancialplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 01289 307326 is
  • Who else gives the postcode TD15 1TB
Instant PDF download

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10697073
Company status
Active
Company type
Private limited company
Incorporated
29 March 2017 (9 years old)
Registered office
17b Windmill Way West, Ramparts Business Park, Berwick Upon Tweed, Northumberland, TD15 1TB, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Richard Watson Director Aug 1980 29 Mar 2017 None
Jayne Watson Director Feb 1984 1 Dec 2018 None
Jayne Watson Secretary Not published 29 Mar 2017 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£152k

−4.1% from £159k

Cash at bank

£157k

+35% from £116k

Employees (average)

3

Up 3 from 0

Owed within a year

£41.0k

+9.8% from £37.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10697073. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Watson Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (7) All events (11)

2024

28 March 2024

  • Jayne Watson stopped being a part-owner

Companies House

2022

6 January 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

29 March 2017

  • Incorporated at Companies House
  • Ian Richard Watson became a part-owner (25–50% of shares)
  • Jayne Watson became a part-owner (25–50% of shares)
  • Jayne Watson became the majority owner (50–75% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (7 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms connected to Watson Financial Planning

Other FCA-listed firms that share a director, phone number or address with Watson Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Watson Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Berwick-upon-Tweed

Port Brae Associates LtdBerwick-Upon-TweedAppointed representative

In the Galashiels (TD) postcode area

Bell Financial Planning LimitedMelroseAuthorisedBrett Investment LimitedMelrose BordersAuthorisedHeard Hamilton Financial Planning LtdSelkirkAuthorisedMission Financial Planning LimitedNorthumberlandAuthorisedTweedside Financial Services LtdSelkirkAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Watson Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Watson Financial Planning Ltd. FCA authorised?
Yes, Watson Financial Planning Ltd. (FRN 959118) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2022 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Watson Financial Planning’s phone number and website?
The FCA register lists the phone number 01289 307326 and the website watsonfinancialplanning.co.uk for Watson Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Watson Financial Planning a scam or clone?
Watson Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Watson Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Watson Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Watson Financial Planning?
Companies House lists 2 people with significant control of Watson Financial Planning: Mrs Jayne Watson (50–75% of shares) and Ian Richard Watson (25–50% of shares). Before that, it was controlled by Jayne Watson.
Who runs Watson Financial Planning?
Companies House lists 2 directors of Watson Financial Planning: Ian Richard Watson and Jayne Watson.
How long has Watson Financial Planning been in business?
The company was formed on 29 March 2017, and has held its current FCA authorisation since January 2022.
What do Watson Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £152k (−4.1% from £159k) and cash at bank of £157k (+35% from £116k).

Sources and links

The full report on Watson Financial Planning Ltd.

£19.99 · Instant PDF download

Loading secure checkout…