Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 30 September 2025
Responsible principal firm
New Leaf Distribution Limited Reference number: 460421 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Waverley Financial Services Ltd (FRN 1044446) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Waverley Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Waverley Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
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Address
66 Belmont Park, London, Lewisham, SE13 5BN, United Kingdom
In the full report: 2 background checks
- What kind of line 01702 431130 is, and the 152 other firms that give it
- Who else gives the postcode SE13 5BN
Other names (1)
If you were contacted under any of these names, it is this firm.
- Gibbs Financial Services Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14365582 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 September 2022 (4 years old)
- Registered office
- 66 Belmont Park, London, SE13 5BN, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
- Accounting and auditing activities (SIC 69201)
- Management consultancy activities other than financial management (SIC 70229)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael John Gibbs | Director | Jul 1975 | 20 Sep 2022 | None |
| Lucia Fresno Moreno | Director | Nov 1983 | 1 Aug 2026 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£197
Up £15 from £182
Employees (average)
1
Same as 1
Owed within a year
£7,545
Up £7,651 from −£106
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14365582. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Waverley Financial Services’s history from the FCA register and Companies House, newest first.
2026
1 August 2026
- Lucia Fresno moreno appointed as a director
Companies House
9 January 2026
- Changed its registered name from "Gibbs Financial Services Ltd"
FCA register
2025
13 November 2025
- Became an appointed representative
FCA register
2022
20 September 2022
- Incorporated at Companies House
- Michael John Gibbs took control (75–100% of shares)
- Michael John Gibbs appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Waverley Financial Services
Other FCA-listed firms that share a director, phone number or address with Waverley Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share its phone number
- 12
In the full report: all 12 connected firms, named
- How each is linked: the same phone number (12)
- Who links each one: the named directors, with dates
Firms like Waverley Financial Services
Other firms of the same type (pension transfer adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Waverley Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Waverley Financial Services Ltd FCA authorised?
What does appointed representative mean for Waverley Financial Services?
What is Waverley Financial Services’ phone number?
Is Waverley Financial Services a scam or clone?
Is my money safe with Waverley Financial Services?
Who owns Waverley Financial Services?
Who runs Waverley Financial Services?
How long has Waverley Financial Services been in business?
What do Waverley Financial Services’ latest accounts show?
Does Waverley Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk