Wayne Smith

Reference number: 416953

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Appointed representative

Wayne Smith does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Wayne Smith (FRN 416953) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Wayne Smith's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Wayne Smith, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When partnership.sjp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07768 842982 is
  • Who else gives the postcode PL12 5HN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Smith Wealth Management Trading name
  • Smith Financial Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Wayne Smith’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2016

2 December 2016

  • Changed its registered name from "Smith Wealth Management"

FCA register

2008

31 October 2008

  • Changed its registered name from "Smith Financial"

FCA register

2005

15 July 2005

  • Changed its registered name from "Wayne Smith"

FCA register

2004

7 December 2004

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
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Firms connected to Wayne Smith

Other FCA-listed firms that share a director, phone number or address with Wayne Smith. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Wayne Smith

Other firms of the same type (financial adviser), nearest first.

In Saltash

Blackwell Bate LimitedSaltashAppointed representativeDarren StonehouseSaltashAppointed representativeJane Bownas Wealth ManagementSaltashAppointed representativeEthical Investments (SW) LtdSaltashAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wayne Smith

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Wayne Smith FCA authorised?
Wayne Smith (FRN 416953) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wayne Smith?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Wayne Smith (FRN 416953) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Wayne Smith's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wayne Smith, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Wayne Smith’s phone number and website?
The FCA register lists the phone number 07768 842982 and the website partnership.sjp.co.uk/partner/smithwealthmanagement for Wayne Smith. If you were given different contact details, use these to check with the firm before going any further.
Is Wayne Smith a scam or clone?
Wayne Smith is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wayne Smith?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Wayne Smith's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Wayne Smith use any other names?
It trades as Smith Wealth Management. It has previously used the name Smith Financial.

Sources and links

The full report on Wayne Smith

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