We Know Mortgages Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 17 years
Protected through the principal
No FCA actions
Active company since 2008
Accounts filed up to 30 November 2024

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
We Know Mortgages Limited (FRN 498238) is an AR of The Right Mortgage Limited (FRN 649443). When you use We Know Mortgages's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from We Know Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

weknowmortgages.com (opens in a new tab)
Phone number

0161 274 9555
Address

111 Ducie Street, Piccadilly, Manchester, Greater Manchester, M1 2HY, United Kingdom

In the full report: 3 background checks

When weknowmortgages.com first appeared online, and whether it can receive email
What kind of line 0161 274 9555 is
Who else gives the postcode M1 2HY

Other names (2)

If you were contacted under any of these names, it is this firm.

We Know Mortgages Ltd Former name: A name it was registered under before.
We Know Insurance Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06755755 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 24 November 2008 (17 years old)
Registered office: 111 Piccadilly, Ducie Street, Manchester, M1 2HY
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Ansar Afsar	Director	Oct 1978	24 Nov 2008	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 November 2024Full accountsNot audited

Net assets

£14.8k

Up £14.4k from £450

Owed within a year

£84.7k

+1.6% from £83.3k

Net assets

In the full report: all 6 years of accounts

Every year from 2019 to 2024
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06755755. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

We Know Mortgages’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2021

10 March 2021

Changed its registered name from "We Know Mortgages Ltd"

FCA register

2016

24 November 2016

Ansar Afsar took control (75–100% of shares)

Companies House

2009

23 March 2009

Became an appointed representative

FCA register

2008

24 November 2008

Incorporated at Companies House

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms connected to We Know Mortgages

Other FCA-listed firms that share a director, phone number or address with We Know Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
no longer authorised: 1
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same postcode (3)
Who links each one: the named directors, with dates

Firms like We Know Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Manchester

ClearScore Home Lending LimitedManchesterAppointed representative Andrew LawrensonManchesterAppointed representative Anthony MorrisManchesterAppointed representative Bell Financial Solutions LtdManchesterAppointed representative Busy Bee Commercial Finance LimitedManchesterAppointed representative Caldermont Private Finance LtdManchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on We Know Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 7 events in its history
3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is We Know Mortgages Limited FCA authorised?

We Know Mortgages Limited (FRN 498238) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for We Know Mortgages?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. We Know Mortgages Limited (FRN 498238) is an AR of The Right Mortgage Limited (FRN 649443). When you use We Know Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from We Know Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is We Know Mortgages’ phone number and website?

The FCA register lists the phone number 0161 274 9555 and the website weknowmortgages.com for We Know Mortgages. If you were given different contact details, use these to check with the firm before going any further.

Is We Know Mortgages a scam or clone?

We Know Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with We Know Mortgages?

Protection works through The Right Mortgage Limited, the principal firm responsible for We Know Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns We Know Mortgages?

Companies House lists one person with significant control of We Know Mortgages: Mr Ansar Afsar (75–100% of shares).

Who runs We Know Mortgages?

Companies House lists one director of We Know Mortgages: Ansar Afsar.

How long has We Know Mortgages been in business?

The company was formed on 24 November 2008.

What do We Know Mortgages’ latest accounts show?

Its latest accounts, to 30 November 2024, show net assets of £14.8k (up £14.4k from £450).

Does We Know Mortgages use any other names?

It has previously used 2 other names: We Know Mortgages Ltd and We Know Insurance.