Wealth Lab Financial Services LLP

Reference number: 1057240

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Wealth Lab Financial Services LLP (FRN 1057240) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Wealth Lab Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Wealth Lab Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07944 743222

  • Address

    32 Ballochmyle Wynd, Coatbridge, North Lanarkshire, ML5 4QE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07944 743222 is
  • Who else gives the postcode ML5 4QE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Home Lab Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SO308306
Company status
Active
Company type
Limited liability partnership
Incorporated
9 January 2026 (less than a year old)
Registered office
32 Ballochmyle Wynd, Coatbridge, Lanarkshire, ML5 4QE, Scotland

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Mills LLP designated member Jul 1977 9 Jan 2026 None
David Mills LLP designated member Jan 1951 9 Jan 2026 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Wealth Lab Financial Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2026

7 July 2026

  • Became an appointed representative

FCA register

9 January 2026

  • Incorporated at Companies House
  • Christopher Mills became a part-owner (25–50% of shares)
  • David Mills became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Wealth Lab Financial Services

Other firms of the same type (financial adviser), nearest first.

In Coatbridge

McKendry Dunion Financial LimitedCoatbridgeAppointed representativeMcPherson Wealth LTDCoatbridgeAppointed representativeAveton Gifford Associates LimitedCoatbridgeAuthorisedCapital Wealth Management (UK) LimitedCoatbridgeAuthorisedMkm Financial Management Ltd.CoatbridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wealth Lab Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Wealth Lab Financial Services LLP FCA authorised?
Wealth Lab Financial Services LLP (FRN 1057240) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wealth Lab Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Wealth Lab Financial Services LLP (FRN 1057240) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Wealth Lab Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wealth Lab Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Wealth Lab Financial Services’ phone number?
The FCA register lists the phone number 07944 743222 for Wealth Lab Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Wealth Lab Financial Services a scam or clone?
Wealth Lab Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wealth Lab Financial Services?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Wealth Lab Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Wealth Lab Financial Services?
Companies House lists 2 people with significant control of Wealth Lab Financial Services: Mr David Mills (25–50% of votes) and Mr Christopher Mills (25–50% of votes).
Who runs Wealth Lab Financial Services?
Companies House lists 2 directors of Wealth Lab Financial Services: Christopher Mills and David Mills.
How long has Wealth Lab Financial Services been in business?
The company was formed on 9 January 2026.
Does Wealth Lab Financial Services use any other names?
It trades as Home Lab Mortgages.

Sources and links

The full report on Wealth Lab Financial Services LLP

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