Wealth of Advice Limited

Reference number: 563909

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wealthofadvice.co.uk first appeared online, and whether it can receive email
  • What kind of line 0191 384 1008 is
  • Who else gives the postcode DH1 1TH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Annuity Central Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07709624
Company status
Active
Company type
Private limited company
Incorporated
19 July 2011 (15 years old)
Registered office
Swale House Mandale Business Park, Belmont Industrial Estate, Durham, DH1 1TH
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Richard Breward Director Feb 1979 19 Jul 2011 5 other companies
Matthew Alexander Pentti Sinclair Director Sep 1989 1 May 2023 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
still active
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Full accountsNot audited

Net assets

£584k

+17% from £499k

Cash at bank

£115k

+28% from £89.1k

Owed within a year

£335k

+51% from £222k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07709624. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wealth of Advice’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2016

6 April 2016

  • Christopher Richard Breward became the majority owner (50–75% of shares)
  • Jodene Breward became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

31 August 2012

  • Regulated by the Financial Services Authority from this date

FCA register

8 March 2012

  • Became authorised by the FCA

FCA register

2011

19 July 2011

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Wealth of Advice

Other FCA-listed firms that share a director, phone number or address with Wealth of Advice. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Wealth of Advice

Other firms of the same type (financial adviser), nearest first.

In Durham

Headway Wealth ltdDurhamAuthorisedPrimary Financial Management LtdDurhamAuthorisedConsortium Wealth Management LimitedDurhamAppointed representativeDominic MiddlemissDurhamAppointed representativeEC Financial Planning LimitedDurhamAppointed representativeIan CarrollDurhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wealth of Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Wealth of Advice Limited FCA authorised?
Yes, Wealth of Advice Limited (FRN 563909) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2012 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Wealth of Advice’s phone number and website?
The FCA register lists the phone number 0191 384 1008 and the website wealthofadvice.co.uk for Wealth of Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Wealth of Advice a scam or clone?
Wealth of Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wealth of Advice?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Wealth of Advice to the Financial Ombudsman Service, free of charge.
Who owns Wealth of Advice?
Companies House lists 2 people with significant control of Wealth of Advice: Mr Christopher Richard Breward (50–75% of shares) and Mrs Jodene Breward (25–50% of shares).
Who runs Wealth of Advice?
Companies House lists 2 directors of Wealth of Advice: Christopher Richard Breward and Matthew Alexander Pentti Sinclair.
How long has Wealth of Advice been in business?
The company was formed on 19 July 2011, and has held its current FCA authorisation since March 2012.
What do Wealth of Advice’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £584k (+17% from £499k) and cash at bank of £115k (+28% from £89.1k).
Does Wealth of Advice use any other names?
It has previously used the name Annuity Central.

Sources and links

The full report on Wealth of Advice Limited

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