Wealth & Prosperity Ltd

Reference number: 700077

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When thewealthandprosperitygroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 0191 250 3656 is
  • Who else gives the postcode NE23 7BF
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Wealth & Prosperity Innovations Ltd Former name: A name it was registered under before.
  • Wealth and Prosperity Innovations Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-collecting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 February 2012 (14 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Geoffrey Denton Director Nov 1956 11 Jun 2019 7 other companies
David Anthony Howe Director Dec 1967 11 Jun 2019 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
2
is FCA-registered
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Abridged accountsNot audited

Total equity

£104k

+29% from £80.5k

Cash at bank

£117k

+2.3% from £115k

Employees (average)

2

Same as 2

Owed within a year

£15.5k

−56% from £35.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07970320. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wealth & Prosperity’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Wealth & Prosperity Services Limited took control (75–100% of shares)

Companies House

2015

26 November 2015

  • Changed its registered name from "Wealth & Prosperity Innovations Ltd"

FCA register

28 September 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2 July 2015

  • Board replaced: its only director left and a new director took over

Companies House

2012

29 February 2012

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (6 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Wealth & Prosperity

Other FCA-listed firms that share a director, phone number or address with Wealth & Prosperity. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
1
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Wealth & Prosperity

Other firms of the same type (financial adviser), nearest first.

In Cramlington

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wealth & Prosperity

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 18 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Wealth & Prosperity Ltd FCA authorised?
Yes, Wealth & Prosperity Ltd (FRN 700077) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2015 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Wealth & Prosperity’s phone number and website?
The FCA register lists the phone number 0191 250 3656 and the website thewealthandprosperitygroup.co.uk for Wealth & Prosperity. If you were given different contact details, use these to check with the firm before going any further.
Is Wealth & Prosperity a scam or clone?
Wealth & Prosperity is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wealth & Prosperity?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Wealth & Prosperity to the Financial Ombudsman Service, free of charge.
Who owns Wealth & Prosperity?
Wealth & Prosperity is owned by Wealth & Prosperity Services Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Wealth & Prosperity?
Companies House lists 2 directors of Wealth & Prosperity: Geoffrey Denton and David Anthony Howe.
How long has Wealth & Prosperity been in business?
The company was formed on 29 February 2012, and has held its current FCA authorisation since September 2015.
What do Wealth & Prosperity’s latest accounts show?
Its latest accounts, to 31 October 2025, show total equity of £104k (+29% from £80.5k) and cash at bank of £117k (+2.3% from £115k).
Does Wealth & Prosperity use any other names?
It has previously used 2 other names: Wealth & Prosperity Innovations Ltd and Wealth and Prosperity Innovations.

Sources and links

The full report on Wealth & Prosperity Ltd

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