Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 30 September 2025
Responsible principal firm
ValidPath Limited Reference number: 197107 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Wealth Transfer Specialist Ltd (FRN 1056875) is an AR of ValidPath Limited (FRN 197107). When you use Wealth Transfer Specialist's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Wealth Transfer Specialist, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Orchard House, Treswell Road, Rampton, Retford, Nottinghamshire, DN22 0HU, United Kingdom
In the full report: 2 background checks
- What kind of line 07519 088561 is
- Who else gives the postcode DN22 0HU
Other names (1)
If you were contacted under any of these names, it is this firm.
- Wealth Transfer Specialists Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15940667 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 September 2024 (2 years old)
- Registered office
- 24 Picton House, Hussar Court, Waterlooville, Hampshire, PO7 7SQ, England
- Nature of business
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- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kyle William Penn | Director | Feb 1987 | 6 Sep 2024 | 2 other companies |
| Sarah Louise Golden | Director | Apr 1986 | 11 May 2026 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£10.8k
No earlier figure to compare
Cash at bank
£17.2k
No earlier figure to compare
Employees (average)
1
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15940667. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Wealth Transfer Specialist’s history from the FCA register and Companies House, newest first.
2026
15 July 2026
- Changed its registered name from "Wealth Transfer Specialists Ltd"
FCA register
9 July 2026
- Became an appointed representative
FCA register
11 May 2026
- Sarah Louise Golden appointed as a director
Companies House
2024
6 September 2024
- Incorporated at Companies House
- Kyle William Penn took control (75–100% of shares)
- Kyle William Penn appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Wealth Transfer Specialist
Other firms of the same type (financial adviser), nearest first.
In Retford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Wealth Transfer Specialist
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
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Frequently asked questions about this firm
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Does Wealth Transfer Specialist use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk