Wealthcare (1985) Ltd

Reference number: 569260

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Whitechurch Network Limited Reference number: 190859 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Wealthcare (1985) Ltd (FRN 569260) is an AR of The Whitechurch Network Limited (FRN 190859). When you use Wealthcare (1985)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Wealthcare (1985), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01572 897311

  • Address

    Suite 7, Water Street Business Centre, Water Street, Port Talbot, Wales, SA12 6LF, United Kingdom

In the full report: 2 background checks

  • What kind of line 01572 897311 is
  • Who else gives the postcode SA12 6LF
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Al Rush IFA Trading name
  • Echelon Wealthcare Trading name
  • Fiver a Day Trading name
  • Your Wealthcare Trading name
  • Your Wealthcare Financial Planning Trading name
  • Your Wealthcare Wills & Trusts Trading name
  • Rutland Wealthcare Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Whitechurch Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07759330
Company status
Active
Company type
Private limited company
Incorporated
1 September 2011 (15 years old)
Registered office
Water Street Business Centre, Water Street, Port Talbot, SA12 6LF, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Alastair Charles John Rush Director Nov 1963 1 Sep 2011 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 29 September 2025Small company accountsNot audited

Net assets

£143k

No earlier figure to compare

Cash at bank

£80.7k

−37% from £128k

Employees (average)

9

+29% from 7

Owed within a year

£260k

−5.2% from £274k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07759330. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wealthcare (1985)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (18)

2019

11 July 2019

  • Suzanne Nerry Cosentino stopped being a part-owner

Companies House

2016

6 April 2016

  • Alastair Charles John Rush took control (75–100% of shares)
  • Suzanne Nerry Cosentino became a part-owner (25–50% of shares)

Companies House

2011

21 November 2011

  • Became an appointed representative

FCA register

1 September 2011

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Firms like Wealthcare (1985)

Other firms of the same type (credit broker), nearest first.

In Port Talbot

South Wales Industrial Equipment LimitedPort TalbotAppointed representativeJeremy David IsaacPort TalbotAuthorisedDigihubwales LimitedPort TalbotAuthorisedShapefuture LimitedPort TalbotAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wealthcare (1985)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Wealthcare (1985) Ltd FCA authorised?
Wealthcare (1985) Ltd (FRN 569260) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wealthcare (1985)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Wealthcare (1985) Ltd (FRN 569260) is an AR of The Whitechurch Network Limited (FRN 190859). When you use Wealthcare (1985)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wealthcare (1985), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Wealthcare (1985)’s phone number?
The FCA register lists the phone number 01572 897311 for Wealthcare (1985). If you were given different contact details, use these to check with the firm before going any further.
Is Wealthcare (1985) a scam or clone?
Wealthcare (1985) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wealthcare (1985)?
Protection works through The Whitechurch Network Limited, the principal firm responsible for Wealthcare (1985)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Wealthcare (1985)?
Companies House lists one person with significant control of Wealthcare (1985): Mr Alastair Charles John Rush (75–100% of shares). Before that, it was controlled by Ms Suzanne Nerry Cosentino.
Who runs Wealthcare (1985)?
Companies House lists one director of Wealthcare (1985): Alastair Charles John Rush.
How long has Wealthcare (1985) been in business?
The company was formed on 1 September 2011.
What do Wealthcare (1985)’s latest accounts show?
Its latest accounts, to 29 September 2025, show net assets of £143k (no earlier figure to compare) and cash at bank of £80.7k (−37% from £128k).
Does Wealthcare (1985) use any other names?
It trades as Al Rush IFA, Echelon Wealthcare, Fiver a Day, Your Wealthcare and Your Wealthcare Financial Planning, and 1 more names. It has previously used the name Rutland Wealthcare.

Sources and links

The full report on Wealthcare (1985) Ltd

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