Wealthcare Management Limited

Reference number: 629975

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Authorisation being cancelled

This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When wealthcareifa.uk first appeared online, and whether it can receive email
  • What kind of line 01224 330610 is
  • Who else gives the postcode AB32 6UF
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 July 2014 (12 years old)
Registered office
Westhill Business Centre Endeavour Drive, Arnhall Business Park, Westhill, Aberdeenshire, AB32 6UF, United Kingdom
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Derek John Isaac Director Oct 1959 1 Jul 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£218k

+25% from £174k

Cash at bank

£160k

+49% from £107k

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC481177. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wealthcare Management’s history from the FCA register and Companies House, newest first.

2022

1 July 2022

  • Board replaced: both directors left and a new director took over
  • David Alexander Allen stopped being the majority owner
  • Derek John Isaac gained significant control
  • Helen Allen stopped being a part-owner

Companies House

1 January 2022

  • Derek Isaac Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • David Alexander Allen became the majority owner (50–75% of shares)
  • Helen Allen became a part-owner (25–50% of shares)

Companies House

2014

1 December 2014

  • Regulated by the FCA from this date
  • Applied to cancel its FCA authorisation

FCA register

1 July 2014

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (10 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Wealthcare Management

Other FCA-listed firms that share a director, phone number or address with Wealthcare Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Wealthcare Management

Other firms of the same type (financial adviser), nearest first.

In Westhill

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wealthcare Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 17 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Wealthcare Management Limited FCA authorised?
Wealthcare Management Limited (FRN 629975) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is Wealthcare Management’s phone number and website?
The FCA register lists the phone number 01224 330610 and the website wealthcareifa.uk for Wealthcare Management. If you were given different contact details, use these to check with the firm before going any further.
Is Wealthcare Management a scam or clone?
Wealthcare Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wealthcare Management?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Wealthcare Management to the Financial Ombudsman Service, free of charge.
Who owns Wealthcare Management?
Wealthcare Management is owned by Derek Isaac Limited, which holds 75–100% of shares, since 1 January 2022. Before that, it was controlled by Mr David Alexander Allen and Mrs Helen Allen.
Who runs Wealthcare Management?
Companies House lists one director of Wealthcare Management: Derek John Isaac.
How long has Wealthcare Management been in business?
The company was formed on 1 July 2014.
What do Wealthcare Management’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £218k (+25% from £174k) and cash at bank of £160k (+49% from £107k).

Sources and links

The full report on Wealthcare Management Limited

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