Wellbeing Services Limited

Reference number: 689147

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When irresponsiblelendingclaims.com first appeared online, and whether it can receive email
  • What kind of line 01482 893258 is
  • Who else gives the postcode HU12 8HF
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • High Cost Lender Claims Trading name
  • Irresponsible Lending Claims Trading name
  • Moneyreclaim Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Claims management No FSCS cover
    Money you pay a claims company is not FSCS protected, but FCA rules cap what it may charge you for a financial services claim. Complaints about this firm go to the Financial Ombudsman Service free of charge.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advice, investigation or representation in relation to a financial services or financial product claim
  • Debt Adjusting
  • Debt-counselling
  • Seeking out, referrals and identification of claims or potential claims (personal injury claim; financial services or financial product claim; housing disrepair claim; claim for a specified benefit; criminal injury claim; employment related claim)

Limits on what they may do

  • Notify FCA when it administers more than 200 DMP
    The firm must notify the FCA when the number of individual customers for whom it administers a DMP at any one time exceeds 200. For the purposes of this requirement, a 'DMP' is a non-statutory agreement (the entering into of which was facilitated by a person carrying on the regulated activity of debt adjusting) between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03469858
Company status
Active
Company type
Private limited company
Incorporated
21 November 1997 (28 years old)
Registered office
9 Lambert Park Road, Hedon, Hull, HU12 8HF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Shaun Hudson Director Aug 1985 14 Nov 2014 1 other company
Lorraine Jean Hudson Secretary Not published 1 Dec 2000 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£12.4k

+1.4% from £12.2k

Cash at bank

£34.7k

No earlier figure to compare

Employees (average)

4

Same as 4

The accounts for the year to 30 November 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £68.7k, for the year to 30 November 2020.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03469858. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wellbeing Services’s history from the FCA register and Companies House, newest first.

Key events (10) All events (22)

2019

13 September 2019

  • Paul Leonard Hudson stopped being the majority owner

Companies House

31 March 2019

  • No longer regulated by the Claims Management Regulator

FCA register

2017

14 August 2017

  • FCA imposed a requirement (Notify FCA when it administers more than 200 DMP)

FCA register

11 August 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

10 November 2016

  • Paul Leonard Hudson became the majority owner (50–75% of shares)
  • Shaun Hudson became a part-owner (25–50% of shares)

Companies House

16 September 2016

  • Regulated by the Claims Management Regulator from this date

FCA register

2014

14 November 2014

  • Board replaced: its only director left and a new director took over

Companies House

1997

21 November 1997

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (10 shown here)
  • Every director appointment and resignation: 7
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Firms like Wellbeing Services

Other firms of the same type (claims management firm), nearest first.

Elsewhere in the UK

About Claims LtdLondonAuthorisedAbu ShabirBirminghamAuthorisedAccident Assist Nottingham LimitedNottinghamAuthorisedAccident Claims CareWokingAuthorisedAccident Claims Help Time LtdHounslowAuthorisedAccident Direct Claims LimitedBirminghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wellbeing Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 22 events in its history

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Frequently asked questions about this firm

Is Wellbeing Services Limited FCA authorised?
Yes, Wellbeing Services Limited (FRN 689147) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2017 and works as a claims management firm. The FCA has placed a limit on what it may do.
What is Wellbeing Services’ phone number and website?
The FCA register lists the phone number 01482 893258 and the website irresponsiblelendingclaims.com for Wellbeing Services. If you were given different contact details, use these to check with the firm before going any further.
Is Wellbeing Services a scam or clone?
Wellbeing Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wellbeing Services?
It is permitted to hold and control client money, which it must keep separate from its own. Protection depends on which product you hold and how Wellbeing Services handles your money, so check the specific product before you commit. You can also refer complaints about Wellbeing Services to the Financial Ombudsman Service, free of charge.
Who owns Wellbeing Services?
Companies House lists one person with significant control of Wellbeing Services: Mr Shaun Hudson (25–50% of shares). Before that, it was controlled by Mr Paul Leonard Hudson.
Who runs Wellbeing Services?
Companies House lists one director of Wellbeing Services: Shaun Hudson.
How long has Wellbeing Services been in business?
The company was formed on 21 November 1997, and has held its current FCA authorisation since August 2017.
What do Wellbeing Services’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £12.4k (+1.4% from £12.2k) and cash at bank of £34.7k (no earlier figure to compare).
Does Wellbeing Services use any other names?
It trades as High Cost Lender Claims and Irresponsible Lending Claims. It has previously used the name Moneyreclaim.

Sources and links

The full report on Wellbeing Services Limited

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