West Bay Insurance PLC

Reference number: 211787

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    +350 2004 8488

  • Address

    Suite 846-848, Europort, Gibraltar, Not Known, Gibraltar

In the full report: 2 background checks

  • What kind of line +350 2004 8488 is
  • Who else gives the postcode Not Known
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Zenith Insurance Trading name
  • Zenith Insurance Plc Former name

Past FCA permissions and consumer protection

  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

  • Hold or safeguard your money

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
84
upheld, against a 31% median
37%
about insurance
84

A bigger firm gets more complaints simply because it has more customers.

Key dates in its history

West Bay Insurance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2021

14 December 2021

  • Changed its registered name from "Zenith Insurance Plc"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2002

15 May 2002

  • Regulated by the Gibraltar Financial Services Commission from this date
  • Authorised in another EEA country to do business in the UK

FCA register

15 February 2002

  • Regulated by the Financial Services Authority from this date

FCA register

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
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Firms like West Bay Insurance

Other firms of the same type (insurance broker), nearest first.

In Gibraltar

AA Underwriting Insurance Company LimitedGibraltarAuthorisedAcasta European Insurance Company LimitedGibraltarAuthorisedCallaghan Insurance Brokers LimitedGibraltarAuthorisedEIFlow Insurance LimitedGibraltarAuthorisedEvolution Insurance Company LimitedGibraltarAuthorisedHMCA Insurance LimitedGibraltarAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on West Bay Insurance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is West Bay Insurance PLC FCA authorised?
Yes, West Bay Insurance PLC (FRN 211787) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2002 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is West Bay Insurance’s phone number?
The FCA register lists the phone number +350 2004 8488 for West Bay Insurance. If you were given different contact details, use these to check with the firm before going any further.
Is West Bay Insurance a scam or clone?
West Bay Insurance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with West Bay Insurance?
It may control client money but not hold it. Protection depends on which product you hold and how West Bay Insurance handles your money, so check the specific product before you commit. You can also refer complaints about West Bay Insurance to the Financial Ombudsman Service, free of charge.
How many complaints does West Bay Insurance get?
In January–June 2025, the Financial Ombudsman Service received 84 new complaints about West Bay Insurance, and upheld 37% of those it decided.
Does West Bay Insurance use any other names?
It trades as Zenith Insurance. It has previously used the name Zenith Insurance Plc.

Sources and links

The full report on West Bay Insurance PLC

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