Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 October 2025
- On its latest accounts it owed £21.1k more than it owned
Responsible principal firm
PHOENIX FINANCIAL CONSULTANTS LIMITED Reference number: 539195 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- West Coast Plumbing & Heating Limited (FRN 1026674) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not West Coast Plumbing & Heating.
- Example: if West Coast Plumbing & Heating refers you to a financial adviser, the advice should come from the principal firm, not from West Coast Plumbing & Heating itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
187 Holmfield Road, Bispham, Blackpool, Blackpool, FY2 9PZ, United Kingdom
In the full report: 3 background checks
- When westcoastplumbingandheating.co.uk first appeared online, and whether it can receive email
- What kind of line 07515 830198 is
- Who else gives the postcode FY2 9PZ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11013962 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 October 2017 (9 years old)
- Registered office
- 187 Holmfield Road, Blackpool, FY2 9PZ, England
- Nature of business
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- Plumbing, heat and air-conditioning installation (SIC 43220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Terence Anthony Millington | Director | Aug 1985 | 18 Apr 2023 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- still active
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£21.1k
Down £5,534 from −£15.5k
Cash at bank
£3,583
+162% from £1,367
Employees (average)
2
Same as 2
Net assets are negative: on its last balance sheet the company owed £21.1k more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11013962. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
West Coast Plumbing & Heating’s history from the FCA register and Companies House, newest first.
2026
29 April 2026
- Natalie Jayne Oldroyd gave up control
- Terence Anthony Millington took control (75–100% of shares)
Companies House
2025
30 January 2025
- Became an introducer appointed representative
FCA register
2023
18 April 2023
- Board replaced: its only director left and a new director took over
Companies House
2019
31 January 2019
- Natalie Jayne Oldroyd took control (75–100% of shares)
- Terence Anthony Millington no longer has significant control
Companies House
2017
16 October 2017
- Incorporated at Companies House
- Terence Anthony Millington gained significant control
Companies House
In the full report: all 15 events
- All 15 events in its history (8 shown here)
- Every director appointment and resignation: 7
Firms like West Coast Plumbing & Heating
Other firms of the same type (home improvement or trades), nearest first.
In Blackpool
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on West Coast Plumbing & Heating
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 15 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk