West Lothian Chamber of Commerce Ltd
Reference number: 497933
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 17 years
- Protected through the principal
- No FCA actions
- Active company since 1997
- Accounts filed up to 31 December 2024
Responsible principal firm
WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- West Lothian Chamber of Commerce Ltd (FRN 497933) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not West Lothian Chamber of Commerce.
- Example: if West Lothian Chamber of Commerce refers you to a financial adviser, the advice should come from the principal firm, not from West Lothian Chamber of Commerce itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Suite 0.13, Alba Innovation Centre, Rosebank, Livingston, West Lothian, EH54 7GA, Scotland
In the full report: 3 background checks
- When wlchamber.com first appeared online, and whether it can receive email
- What kind of line 01506 414808 is
- Who else gives the postcode EH54 7GA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- WEST LOTHIAN CHAMBER OF COMMERCE LIMITED
- Company number
- SC181673 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 19 December 1997 (28 years old)
- Registered office
- Alba Innovation Centre Suite 0.13, Alba Campus, Livingston, EH54 7GA, Scotland
- Nature of business
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- Activities of business and employers membership organisations (SIC 94110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Veronica Anne Farr | Director | Aug 1968 | 17 Nov 2024 | None |
| Yvonne Cochrane | Director | Aug 1983 | 10 Jan 2025 | 1 other company |
| John Sibbald | Director | Sep 1985 | 16 Jun 2026 | None |
| Struan Gard | Director | Aug 1985 | 17 Jun 2026 | None |
| David Anthony Goodacre | Director | Feb 1974 | 19 Aug 2026 | 4 other companies |
| Nicole Scott | Secretary | Not published | 20 Jan 2026 | – |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 1
- still active
- 4
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 78 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£7,367
−33% from £11.0k
Cash at bank
£73.9k
+11% from £66.6k
Employees (average)
3
+50% from 2
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC181673. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
West Lothian Chamber of Commerce’s history from the FCA register and Companies House, newest first.
2026
20 January 2026
- Brenda Cumming no longer has significant control
Companies House
2016
19 December 2016
- Brenda Cumming gained significant control
Companies House
2009
18 March 2009
- Became an introducer appointed representative
FCA register
1997
19 December 1997
- Incorporated at Companies House
Companies House
In the full report: all 161 events
- All 161 events in its history (4 shown here)
- Every director appointment and resignation: 157
Firms connected to West Lothian Chamber of Commerce
Other FCA-listed firms that share a director, phone number or address with West Lothian Chamber of Commerce. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like West Lothian Chamber of Commerce
Other firms of the same type (insurance broker), nearest first.
In Livingston
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on West Lothian Chamber of Commerce
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 161 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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What do West Lothian Chamber of Commerce’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk