West Midlands Police Federation

Reference number: 424202

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Appointed representative

West Midlands Police Federation does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • West Midlands Police Federation (FRN 424202) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use West Midlands Police Federation's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from West Midlands Police Federation, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When polfed.org first appeared online, and whether it can receive email
  • What kind of line 0121 752 4900 is
  • Who else gives the postcode B26 3EA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • West Midlands Police Force Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

West Midlands Police Federation’s history from the FCA register and Companies House, newest first.

2010

12 March 2010

  • Began trading as "West Midlands Police Force"

FCA register

2005

21 January 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to West Midlands Police Federation

Other FCA-listed firms that share a director, phone number or address with West Midlands Police Federation. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like West Midlands Police Federation

Other firms of the same type (insurance broker), nearest first.

In Birmingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on West Midlands Police Federation

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is West Midlands Police Federation FCA authorised?
West Midlands Police Federation (FRN 424202) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for West Midlands Police Federation?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. West Midlands Police Federation (FRN 424202) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use West Midlands Police Federation's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from West Midlands Police Federation, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is West Midlands Police Federation’s phone number and website?
The FCA register lists the phone number 0121 752 4900 and the website polfed.org/westmids for West Midlands Police Federation. If you were given different contact details, use these to check with the firm before going any further.
Is West Midlands Police Federation a scam or clone?
West Midlands Police Federation is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with West Midlands Police Federation?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for West Midlands Police Federation's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does West Midlands Police Federation use any other names?
It trades as West Midlands Police Force.

Sources and links

The full report on West Midlands Police Federation

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