West Riding Personal Financial Solutions Limited

Reference number: 402246

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wrpfs.com first appeared online, and whether it can receive email
  • What kind of line 01977 808600 is
  • Who else gives the postcode WF10 1DG
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Claims management No FSCS cover
    Money you pay a claims company is not FSCS protected, but FCA rules cap what it may charge you for a financial services claim. Complaints about this firm go to the Financial Ombudsman Service free of charge.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Advice, investigation or representation in relation to a financial services or financial product claim
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05142989
Company status
Active
Company type
Private limited company
Incorporated
2 June 2004 (22 years old)
Registered office
West Riding House, 6-8 Commercial Street, Castleford, West Yorkshire, WF10 1DG, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Francis Liversidge Director Jul 1963 2 Jun 2004 5 other companies
Linda Michelle Liversidge Director Apr 1974 1 Jun 2007 None
Toni Rebecca Turton Director May 1992 17 Feb 2020 None
Linda Michelle Liversidge Secretary Not published 21 Jun 2004 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
still active
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Small company accountsNot audited

Net assets

£400k

<1% from £398k

Cash at bank

£449k

+74% from £258k

Employees (average)

10

+11% from 9

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05142989. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

West Riding Personal Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (15)

2017

2 June 2017

  • Linda Michelle Liversidge became a part-owner (25–50% of shares)
  • Neil Francis Liversidge became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

6 September 2004

  • Became authorised by the FCA

FCA register

3 September 2004

  • Regulated by the Financial Services Authority from this date

FCA register

2 June 2004

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms like West Riding Personal Financial Solutions

Other firms of the same type (financial adviser), nearest first.

In Castleford

Informed Options Financial Planning LtdCastlefordAuthorisedGapstow Wealth LtdCastlefordAppointed representative

In the Wakefield (WF) postcode area

BBT Group LimitedWakefieldAuthorisedBirstall Insurance ServicesBatleyAuthorisedClear Wealth Management LimitedPontefractAuthorisedConsulo Financial Planning LimitedWakefieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on West Riding Personal Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is West Riding Personal Financial Solutions Limited FCA authorised?
Yes, West Riding Personal Financial Solutions Limited (FRN 402246) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2004 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is West Riding Personal Financial Solutions’ phone number and website?
The FCA register lists the phone number 01977 808600 and the website wrpfs.com for West Riding Personal Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is West Riding Personal Financial Solutions a scam or clone?
West Riding Personal Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with West Riding Personal Financial Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about West Riding Personal Financial Solutions to the Financial Ombudsman Service, free of charge.
Who owns West Riding Personal Financial Solutions?
Companies House lists 2 people with significant control of West Riding Personal Financial Solutions: Mr Neil Francis Liversidge (25–50% of shares) and Mrs Linda Michelle Liversidge (25–50% of shares).
Who runs West Riding Personal Financial Solutions?
Companies House lists 3 directors of West Riding Personal Financial Solutions: Neil Francis Liversidge, Linda Michelle Liversidge and Toni Rebecca Turton.
How long has West Riding Personal Financial Solutions been in business?
The company was formed on 2 June 2004, and has held its current FCA authorisation since September 2004.
What do West Riding Personal Financial Solutions’ latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £400k (<1% from £398k) and cash at bank of £449k (+74% from £258k).

Sources and links

The full report on West Riding Personal Financial Solutions Limited

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