Westgate Transport Training Limited

Reference number: 991324

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • WESTGATE TRANSPORT TRAINING LIMITED (FRN 991324) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not WESTGATE TRANSPORT TRAINING.
  • Example: if WESTGATE TRANSPORT TRAINING refers you to a financial adviser, the advice should come from the principal firm, not from WESTGATE TRANSPORT TRAINING itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When westgatetransporttraining.co.uk first appeared online, and whether it can receive email
  • What kind of line 01922 455514 is
  • Who else gives the postcode B63 2RA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Westgate Transport Training Ltd Former name: A name it was registered under before.
  • Top Gear Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Snap Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
15 December 2008 (17 years old)
Registered office
23 Park Lane, Mary Stevens Trading Estate, Halesowen, B63 2RA, England
Nature of business
  • Driving school activities (SIC 85530)

Directors and company secretaries

Name Role Born Appointed Other companies
Carol Anne Horton Director Nov 1964 15 Dec 2008 1 other company
Claire Marie Horton Director Mar 1987 7 Mar 2017 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£256k

+6.8% from £240k

Cash at bank

£227k

+30% from £174k

Employees (average)

6

+50% from 4

Owed within a year

£81.1k

+57% from £51.7k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06772886. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Westgate Transport Training’s history from the FCA register and Companies House, newest first.

2023

8 February 2023

  • Changed its registered name from "Westgate Transport Training Ltd"

FCA register

6 February 2023

  • Became an introducer appointed representative

FCA register

2016

15 December 2016

  • Carol Anne Horton took control (75–100% of shares)

Companies House

2008

15 December 2008

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (4 shown here)
  • Every director appointment and resignation: 6
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Firms like Westgate Transport Training

Other firms of the same type (credit broker), nearest first.

In Halesowen

In the Birmingham (B) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Westgate Transport Training

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Westgate Transport Training Limited FCA authorised?
Westgate Transport Training Limited (FRN 991324) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Westgate Transport Training?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Westgate Transport Training Limited (FRN 991324) introduces customers to SNAP FINANCE LIMITED (FRN 741813). Any regulated advice or arranging is done by the principal, not Westgate Transport Training. Example: if Westgate Transport Training refers you to a financial adviser, the advice should come from the principal firm, not from Westgate Transport Training itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Westgate Transport Training’s phone number and website?
The FCA register lists the phone number 01922 455514 and the website westgatetransporttraining.co.uk for Westgate Transport Training. If you were given different contact details, use these to check with the firm before going any further.
Is Westgate Transport Training a scam or clone?
Westgate Transport Training is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Westgate Transport Training?
Protection works through Snap Finance Limited, the principal firm responsible for Westgate Transport Training's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Westgate Transport Training?
Companies House lists one person with significant control of Westgate Transport Training: Mrs Carol Anne Horton (75–100% of shares).
Who runs Westgate Transport Training?
Companies House lists 2 directors of Westgate Transport Training: Carol Anne Horton and Claire Marie Horton.
How long has Westgate Transport Training been in business?
The company was formed on 15 December 2008.
What do Westgate Transport Training’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £256k (+6.8% from £240k) and cash at bank of £227k (+30% from £174k).
Does Westgate Transport Training use any other names?
It has previously used 2 other names: Westgate Transport Training Ltd and Top Gear.

Sources and links

The full report on Westgate Transport Training Limited

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