WF & CH Towers

Reference number: 413546

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Appointed representative

WF & CH Towers does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Bspoke Lifestyle Ltd Reference number: 820727 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • WF & CH Towers (FRN 413546) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use WF & CH Towers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from WF & CH Towers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When upwoodpark.co.uk first appeared online, and whether it can receive email
  • What kind of line 01535 644242 is
  • Who else gives the postcode BD22 9SS
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Upwood Holiday Park Trading name
  • Mr WF & Mrs C H Tower Former name
  • Mr W F & Mrs C H Towers Former name
  • Upwood Holiday Park Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

WF & CH Towers’s history from the FCA register and Companies House, newest first.

2024

21 February 2024

  • Changed its registered name from "Upwood Holiday Park Limited"

FCA register

2022

26 October 2022

  • Changed its registered name from "Mr W F & Mrs C H Towers"

FCA register

25 March 2022

  • Changed its registered name from "Mr WF & Mrs C H Tower"

FCA register

2011

31 October 2011

  • Changed its registered name from "Upwood Holiday Park"
  • Began trading as "Upwood Holiday Park"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like WF & CH Towers

Other firms of the same type (insurance broker), nearest first.

In the Bradford (BD) postcode area

Alizan Mortgages LtdBradfordAppointed representativeAurora FS LtdBradfordAppointed representativeBush Insurance Solutions LtdCleckheatonAppointed representativeCaesar Financial Solutions LimitedBradfordAppointed representativeDallas Scott Davey LtdBradfordAppointed representativeDallas Wilding Drew LimitedBradfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on WF & CH Towers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is WF & CH Towers FCA authorised?
WF & CH Towers (FRN 413546) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for WF & CH Towers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. WF & CH Towers (FRN 413546) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use WF & CH Towers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from WF & CH Towers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is WF & CH Towers’ phone number and website?
The FCA register lists the phone number 01535 644242 and the website upwoodpark.co.uk for WF & CH Towers. If you were given different contact details, use these to check with the firm before going any further.
Is WF & CH Towers a scam or clone?
WF & CH Towers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with WF & CH Towers?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for WF & CH Towers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does WF & CH Towers use any other names?
It trades as Upwood Holiday Park. It has previously used 3 other names: Mr WF & Mrs C H Tower, Mr W F & Mrs C H Towers and Upwood Holiday Park Limited.

Sources and links

The full report on WF & CH Towers

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