White Hat Projects Limited

Reference number: 768203

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When time4leasing.co.uk first appeared online, and whether it can receive email
  • What kind of line 07916 174008 is
  • Who else gives the postcode B24 9FE
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Cars2Lease Trading name
  • Time4Leasing Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
07764808
Company status
Active
Company type
Private limited company
Incorporated
7 September 2011 (15 years old)
Registered office
Regus Office, 115-119 Fort Dunlop Fort Parkway, Birmingham, B24 9FE, England
Nature of business
  • Information technology consultancy activities (SIC 62020)

Directors and company secretaries

Name Role Born Appointed Other companies
Savvas Hiou Director Apr 1962 7 Sep 2011 None
Maria Hiou Director Mar 1966 1 Oct 2013 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 30 September 2026Micro-entity accountsNot audited

Net assets

£192

Up £50.9k from −£50.7k

Employees (average)

2

Same as 2

Owed within a year

£37.1k

−30% from £52.7k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07764808. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

White Hat Projects’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2017

5 May 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

7 September 2016

  • Savvas Hiou became a part-owner (25–50% of shares)

Companies House

2011

7 September 2011

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms connected to White Hat Projects

Other FCA-listed firms that share a director, phone number or address with White Hat Projects. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like White Hat Projects

Other firms of the same type (credit broker), nearest first.

In Birmingham

Midland Heart LtdBirminghamAuthorisedBartley Green CommercialsBirminghamAuthorisedCrediCar LimitedBirminghamAuthorisedCVS Financial Planning LtdBirminghamAuthorisedDr R K Farmah, Dr K K Farmah & S K FarmahBirminghamAuthorisedEdgintons of InkfordBirminghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on White Hat Projects

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 10 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is White Hat Projects Limited FCA authorised?
Yes, White Hat Projects Limited (FRN 768203) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2017 and works as a credit broker. The FCA has placed no limits on its permissions.
What is White Hat Projects’ phone number and website?
The FCA register lists the phone number 07916 174008 and the website time4leasing.co.uk for White Hat Projects. If you were given different contact details, use these to check with the firm before going any further.
Is White Hat Projects a scam or clone?
White Hat Projects is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with White Hat Projects?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how White Hat Projects handles your money, so check the specific product before you commit. You can also refer complaints about White Hat Projects to the Financial Ombudsman Service, free of charge.
Who owns White Hat Projects?
Companies House lists one person with significant control of White Hat Projects: Mr Savvas Hiou (25–50% of shares).
Who runs White Hat Projects?
Companies House lists 2 directors of White Hat Projects: Savvas Hiou and Maria Hiou.
How long has White Hat Projects been in business?
The company was formed on 7 September 2011, and has held its current FCA authorisation since May 2017.
What do White Hat Projects’ latest accounts show?
Its latest accounts, to 30 September 2026, show net assets of £192 (up £50.9k from −£50.7k).
Does White Hat Projects use any other names?
It trades as Cars2Lease and Time4Leasing.

Sources and links

The full report on White Hat Projects Limited

£19.99 · Instant PDF download

Loading secure checkout…