Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 30 September 2025
Responsible principal firm
C I 4 U GB NATIONWIDE LIMITED Reference number: 496879 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- White Lotus Ltd (FRN 775969) introduces customers to C I 4 U GB NATIONWIDE LIMITED (FRN 496879). Any regulated advice or arranging is done by the principal, not White Lotus.
- Example: if White Lotus refers you to a financial adviser, the advice should come from the principal firm, not from White Lotus itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
44 Craighall Road, Edinburgh, Midlothian, EH6 4RU, United Kingdom
In the full report: 3 background checks
- When naturawhite.com first appeared online, and whether it can receive email
- What kind of line 0131 552 7032 is
- Who else gives the postcode EH6 4RU
Other names (5)
If you were contacted under any of these names, it is this firm.
- Naturawhite Trading name: A name it trades under now.
- BRETT GOODS LIMITED Former name: A name it was registered under before.
- Moss Products Ltd Former name: A name it was registered under before.
- Moss Products Ltd Trading as Naturawhite Former name: A name it was registered under before.
- Optibright Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through C I 4 U GB Nationwide Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- WHITE LOTUS LIMITED
- Company number
- SC709497 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 September 2021 (5 years old)
- Registered office
- 44 Craighall Road, Edinburgh, EH6 4RU, Scotland
- Nature of business
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- Hairdressing and other beauty treatment (SIC 96020)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sean Anderson | Director | Oct 1981 | 15 Sep 2021 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£80.8k
+14% from £71.0k
Cash at bank
£71.6k
+9.6% from £65.3k
Employees (average)
5
−29% from 7
Owed within a year
£70.2k
−16% from £83.4k
Net assets
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC709497. Figures are exactly as filed; nothing is estimated.
Key dates in its history
White Lotus’s history from the FCA register and Companies House, newest first.
2023
16 January 2023
- Changed its registered name from "Optibright Ltd"
FCA register
2021
15 September 2021
- Incorporated at Companies House
- Sean Anderson took control (75–100% of shares)
- Sean Anderson appointed as a director
Companies House
11 March 2021
- Changed its registered name from "BRETT GOODS LIMITED"
FCA register
25 February 2021
- Changed its registered name from "Moss Products Ltd"
FCA register
2017
21 November 2017
- Changed its registered name from "Moss Products Ltd Trading as Naturawhite"
FCA register
6 April 2017
- Became an introducer appointed representative
- Began trading as "Naturawhite"
FCA register
Director appointments and resignations, and trading names, appear under All events.
Get the full report on White Lotus
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 9 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk