White Lotus Ltd

Reference number: 775969

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • White Lotus Ltd (FRN 775969) introduces customers to C I 4 U GB NATIONWIDE LIMITED (FRN 496879). Any regulated advice or arranging is done by the principal, not White Lotus.
  • Example: if White Lotus refers you to a financial adviser, the advice should come from the principal firm, not from White Lotus itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When naturawhite.com first appeared online, and whether it can receive email
  • What kind of line 0131 552 7032 is
  • Who else gives the postcode EH6 4RU
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Naturawhite Trading name: A name it trades under now.
  • BRETT GOODS LIMITED Former name: A name it was registered under before.
  • Moss Products Ltd Former name: A name it was registered under before.
  • Moss Products Ltd Trading as Naturawhite Former name: A name it was registered under before.
  • Optibright Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through C I 4 U GB Nationwide Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
WHITE LOTUS LIMITED
Company status
Active
Company type
Private limited company
Incorporated
15 September 2021 (5 years old)
Registered office
44 Craighall Road, Edinburgh, EH6 4RU, Scotland
Nature of business
  • Hairdressing and other beauty treatment (SIC 96020)

Directors and company secretaries

Name Role Born Appointed Other companies
Sean Anderson Director Oct 1981 15 Sep 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£80.8k

+14% from £71.0k

Cash at bank

£71.6k

+9.6% from £65.3k

Employees (average)

5

−29% from 7

Owed within a year

£70.2k

−16% from £83.4k

Net assets

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC709497. Figures are exactly as filed; nothing is estimated.

Key dates in its history

White Lotus’s history from the FCA register and Companies House, newest first.

2023

16 January 2023

  • Changed its registered name from "Optibright Ltd"

FCA register

2021

15 September 2021

  • Incorporated at Companies House
  • Sean Anderson took control (75–100% of shares)
  • Sean Anderson appointed as a director

Companies House

11 March 2021

  • Changed its registered name from "BRETT GOODS LIMITED"

FCA register

25 February 2021

  • Changed its registered name from "Moss Products Ltd"

FCA register

2017

21 November 2017

  • Changed its registered name from "Moss Products Ltd Trading as Naturawhite"

FCA register

6 April 2017

  • Became an introducer appointed representative
  • Began trading as "Naturawhite"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Get the full report on White Lotus

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is White Lotus Ltd FCA authorised?
White Lotus Ltd (FRN 775969) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for White Lotus?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. White Lotus Ltd (FRN 775969) introduces customers to C I 4 U GB NATIONWIDE LIMITED (FRN 496879). Any regulated advice or arranging is done by the principal, not White Lotus. Example: if White Lotus refers you to a financial adviser, the advice should come from the principal firm, not from White Lotus itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is White Lotus’ phone number and website?
The FCA register lists the phone number 0131 552 7032 and the website naturawhite.com for White Lotus. If you were given different contact details, use these to check with the firm before going any further.
Is White Lotus a scam or clone?
White Lotus is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with White Lotus?
Protection works through C I 4 U GB Nationwide Limited, the principal firm responsible for White Lotus's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns White Lotus?
Companies House lists one person with significant control of White Lotus: Mr Sean Anderson (75–100% of shares).
Who runs White Lotus?
Companies House lists one director of White Lotus: Sean Anderson.
How long has White Lotus been in business?
The company was formed on 15 September 2021.
What do White Lotus’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £80.8k (+14% from £71.0k) and cash at bank of £71.6k (+9.6% from £65.3k).
Does White Lotus use any other names?
It trades as Naturawhite. It has previously used 4 other names, including BRETT GOODS LIMITED, Moss Products Ltd and Moss Products Ltd Trading as Naturawhite.

Sources and links

The full report on White Lotus Ltd

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