White M Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 11 years
Protected through the principal
No FCA actions
Active company since 2014
Accounts filed up to 31 January 2025

Responsible principal firm

Snap-on Finance UK Limited Reference number: 630814 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
White M Limited (FRN 678632) is an AR of Snap-on Finance UK Limited (FRN 630814). When you use White M's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from White M, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

White M Limited Reference number: 659795 Authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07788 281567
Address

10 Almond Grove, Weymouth, Dorset, DT4 9UH, United Kingdom

In the full report: 2 background checks

What kind of line 07788 281567 is
Who else gives the postcode DT4 9UH

Other names (3)

If you were contacted under any of these names, it is this firm.

Snap-on Trading name: A name it trades under now.
Snap-on Diagnostics Trading name: A name it trades under now.
Snap-on Tools Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Snap-on Finance UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08854846 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 January 2014 (12 years old)
Registered office: Unit 2a Railway Triangle Industrial Estate, Dorchester, DT1 2PJ, England
Nature of business: Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Mathew Thomas White	Director	Jul 1986	21 Jan 2014	1 other company
Samantha Katie White	Secretary	Not published	11 Nov 2022	–

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 January 2025Small company accountsNot audited

Net assets

£197k

−12% from £223k

Cash at bank

£82.5k

No earlier figure to compare

Employees (average)

2

Same as 2

Owed within a year

£135k

−22% from £172k

No turnover or profit for the year to 31 January 2025: the accounts print them but do not tag them. The last tagged figures are £468k turnover and £19.3k profit, for the year to 31 January 2020.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08854846. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

White M’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2016

6 April 2016

Mathew Thomas White took control (75–100% of shares)

Companies House

2015

23 March 2015

Became an appointed representative

FCA register

2014

21 January 2014

Incorporated at Companies House

Companies House

In the full report: all 7 events

All 7 events in its history (3 shown here)
Every director appointment and resignation: 1

Get the full report on White M

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
6 years of accounts, charted
All 7 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is White M Limited FCA authorised?

White M Limited (FRN 678632) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for White M?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. White M Limited (FRN 678632) is an AR of Snap-on Finance UK Limited (FRN 630814). When you use White M's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from White M, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is White M’s phone number?

The FCA register lists the phone number 07788 281567 for White M. If you were given different contact details, use these to check with the firm before going any further.

Is White M a scam or clone?

White M is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with White M?

Protection works through Snap-on Finance UK Limited, the principal firm responsible for White M's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns White M?

Companies House lists one person with significant control of White M: Mr Mathew Thomas White (75–100% of shares).

Who runs White M?

Companies House lists one director of White M: Mathew Thomas White.

How long has White M been in business?

The company was formed on 21 January 2014.

What do White M’s latest accounts show?

Its latest accounts, to 31 January 2025, show net assets of £197k (−12% from £223k) and cash at bank of £82.5k (no earlier figure to compare).

Does White M use any other names?

It trades as Snap-on, Snap-on Diagnostics and Snap-on Tools.