White Mortgage Services Limited

Reference number: 918299

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • White Mortgage Services Limited (FRN 918299) is an AR of Openwork Limited (FRN 408285). When you use White Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from White Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07786 072007

  • Address

    6 Chervil Close, Woodhall Park, Swindon, Wiltshire, SN2 2RL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07786 072007 is
  • Who else gives the postcode SN2 2RL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Daniel Thomas White Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 February 2024 (2 years old)
Registered office
Unit 11 Forest Gate, Chippenham, Wiltshire, SN15 3RS, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel Thomas White Director Jul 1983 2 Feb 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 28 February 2026Micro-entity accountsNot audited

Total equity

£3,537

−84% from £22.2k

Employees (average)

0

Same as 0

Owed within a year

£26.6k

−18% from £32.3k

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15462652. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

White Mortgage Services’s history from the FCA register and Companies House, newest first.

2024

19 April 2024

  • Changed its registered name from "Daniel Thomas White"

FCA register

2 February 2024

  • Incorporated at Companies House
  • Daniel Thomas White took control (75–100% of shares)
  • Daniel Thomas White appointed as a director

Companies House

2019

16 December 2019

  • Became an appointed representative
  • Began trading as "White Mortgage Services"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like White Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Swindon

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on White Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is White Mortgage Services Limited FCA authorised?
White Mortgage Services Limited (FRN 918299) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for White Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. White Mortgage Services Limited (FRN 918299) is an AR of Openwork Limited (FRN 408285). When you use White Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from White Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is White Mortgage Services’ phone number?
The FCA register lists the phone number 07786 072007 for White Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is White Mortgage Services a scam or clone?
White Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with White Mortgage Services?
Protection works through Openwork Limited, the principal firm responsible for White Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns White Mortgage Services?
Companies House lists one person with significant control of White Mortgage Services: Mr Daniel Thomas White (75–100% of shares).
Who runs White Mortgage Services?
Companies House lists one director of White Mortgage Services: Daniel Thomas White.
How long has White Mortgage Services been in business?
The company was formed on 2 February 2024.
What do White Mortgage Services’ latest accounts show?
Its latest accounts, to 28 February 2026, show total equity of £3,537 (−84% from £22.2k).
Does White Mortgage Services use any other names?
It has previously used the name Daniel Thomas White.

Sources and links

The full report on White Mortgage Services Limited

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