Whitegate Financial Services Limited

Reference number: 437887

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When whitegatefinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8422 1122 is
  • Who else gives the postcode HA3 6BP
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05519276
Company status
Active
Company type
Private limited company
Incorporated
26 July 2005 (21 years old)
Registered office
56 Whitegate Gardens, Harrow Weald, Middlesex, HA3 6BP
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Pension funding (SIC 65300)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Butler Director Jun 1958 26 Jul 2005 None
Pansie Butler Secretary Not published 26 Jul 2005 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Total equity

£54.3k

+77% from £30.6k

Employees (average)

1

Up 1 from 0

Owed within a year

£11.7k

+13% from £10.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05519276. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Whitegate Financial Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2016

6 April 2016

  • Michael Gerald Anthony Butler became the majority owner (50–75% of shares)
  • Pansie Butler became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

3 October 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

26 July 2005

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 1
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Firms like Whitegate Financial Services

Other firms of the same type (financial adviser), nearest first.

In Harrow

A D Shah Financial LimitedHarrowAuthorisedAlpha Investments and Financial Planning LtdHarrowAuthorisedCrystal Financial Solutions LimitedHarrowAuthorisedDuke Godley Financial Planning LimitedHarrowAuthorisedExpert Independent Financial Planning LtdHarrowAuthorisedFinancial Goal Attainment LimitedHarrowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Whitegate Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Whitegate Financial Services Limited FCA authorised?
Yes, Whitegate Financial Services Limited (FRN 437887) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2005 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Whitegate Financial Services’ phone number and website?
The FCA register lists the phone number 020 8422 1122 and the website whitegatefinancial.co.uk for Whitegate Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Whitegate Financial Services a scam or clone?
Whitegate Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Whitegate Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Whitegate Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Whitegate Financial Services?
Companies House lists 2 people with significant control of Whitegate Financial Services: Mr Michael Gerald Anthony Butler (50–75% of shares) and Mrs Pansie Butler (25–50% of shares).
Who runs Whitegate Financial Services?
Companies House lists one director of Whitegate Financial Services: Michael Butler.
How long has Whitegate Financial Services been in business?
The company was formed on 26 July 2005, and has held its current FCA authorisation since October 2005.
What do Whitegate Financial Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £54.3k (+77% from £30.6k).

Sources and links

The full report on Whitegate Financial Services Limited

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