Whiteoak House Limited

Reference number: 1047671

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Whiteoak House Limited (FRN 1047671) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Whiteoak House's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Whiteoak House, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ripleycaravanpark.com first appeared online, and whether it can receive email
  • What kind of line 07887 573887 is
  • Who else gives the postcode HG3 3AU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ripley Caravan Park Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 January 2024 (2 years old)
Registered office
Ripley Caravan Park, Ripley, Harrogate, HG3 3AU, United Kingdom
Nature of business
  • Other holiday and other collective accommodation (SIC 55209)

Directors and company secretaries

Name Role Born Appointed Other companies
Christine House Director Jul 1953 4 Jan 2024 None
Peter House Director Aug 1951 4 Jan 2024 None
Philip House Director Nov 1980 4 Jan 2024 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
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Filed accounts and finances

18 months to 3 July 2025Small company accountsNot audited

Net assets

£4.47m

No earlier figure to compare

Cash at bank

£303k

No earlier figure to compare

Employees (average)

8

No earlier figure to compare

Owed within a year

£546k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15387798. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Whiteoak House’s history from the FCA register and Companies House, newest first.

2026

12 January 2026

  • Became an appointed representative

FCA register

2024

11 September 2024

  • Christine House stopped being a part-owner
  • Philip House became a part-owner (25–50% of shares)

Companies House

9 September 2024

  • Christine House became a part-owner (25–50% of shares)

Companies House

4 January 2024

  • Incorporated at Companies House
  • Peter House gained significant control

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Whiteoak House

Other firms of the same type (insurance broker), nearest first.

In Harrogate

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Whiteoak House

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Whiteoak House Limited FCA authorised?
Whiteoak House Limited (FRN 1047671) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Whiteoak House?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Whiteoak House Limited (FRN 1047671) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Whiteoak House's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Whiteoak House, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Whiteoak House’s phone number and website?
The FCA register lists the phone number 07887 573887 and the website ripleycaravanpark.com for Whiteoak House. If you were given different contact details, use these to check with the firm before going any further.
Is Whiteoak House a scam or clone?
Whiteoak House is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Whiteoak House?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for Whiteoak House's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Whiteoak House?
Companies House lists 2 people with significant control of Whiteoak House: Mr Philip House (25–50% of shares) and Mr Peter House (significant influence or control). Before that, it was controlled by Mrs Christine House.
Who runs Whiteoak House?
Companies House lists 3 directors of Whiteoak House: Christine House, Peter House and Philip House.
How long has Whiteoak House been in business?
The company was formed on 4 January 2024.
What do Whiteoak House’s latest accounts show?
Its latest accounts, to 3 July 2025, show net assets of £4.47m (no earlier figure to compare) and cash at bank of £303k (no earlier figure to compare).
Does Whiteoak House use any other names?
It trades as Ripley Caravan Park.

Sources and links

The full report on Whiteoak House Limited

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