Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 3 July 2025
Responsible principal firm
Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Whiteoak House Limited (FRN 1047671) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Whiteoak House's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Whiteoak House, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Ripley Caravan Park, Knaresborough Road, Ripley, Harrogate, North Yorkshire, HG3 3AU, United Kingdom
In the full report: 3 background checks
- When ripleycaravanpark.com first appeared online, and whether it can receive email
- What kind of line 07887 573887 is
- Who else gives the postcode HG3 3AU
Other names (1)
If you were contacted under any of these names, it is this firm.
- Ripley Caravan Park Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15387798 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 January 2024 (2 years old)
- Registered office
- Ripley Caravan Park, Ripley, Harrogate, HG3 3AU, United Kingdom
- Nature of business
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- Other holiday and other collective accommodation (SIC 55209)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christine House | Director | Jul 1953 | 4 Jan 2024 | None |
| Peter House | Director | Aug 1951 | 4 Jan 2024 | None |
| Philip House | Director | Nov 1980 | 4 Jan 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 3 directors run no other company
Filed accounts and finances
Net assets
£4.47m
No earlier figure to compare
Cash at bank
£303k
No earlier figure to compare
Employees (average)
8
No earlier figure to compare
Owed within a year
£546k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15387798. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Whiteoak House’s history from the FCA register and Companies House, newest first.
2026
12 January 2026
- Became an appointed representative
FCA register
2024
11 September 2024
- Christine House stopped being a part-owner
- Philip House became a part-owner (25–50% of shares)
Companies House
9 September 2024
- Christine House became a part-owner (25–50% of shares)
Companies House
4 January 2024
- Incorporated at Companies House
- Peter House gained significant control
Companies House
In the full report: all 10 events
- All 10 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms like Whiteoak House
Other firms of the same type (insurance broker), nearest first.
In Harrogate
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Whiteoak House
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 10 events in its history
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Frequently asked questions about this firm
Is Whiteoak House Limited FCA authorised?
What does appointed representative mean for Whiteoak House?
What is Whiteoak House’s phone number and website?
Is Whiteoak House a scam or clone?
Is my money safe with Whiteoak House?
Who owns Whiteoak House?
Who runs Whiteoak House?
How long has Whiteoak House been in business?
What do Whiteoak House’s latest accounts show?
Does Whiteoak House use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk