Whytes of Crossgar Ltd

Reference number: 766167

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When whytesofcrossgar.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 4483 2880 is
  • Who else gives the postcode BT30 9DQ
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI069407
Company status
Active
Company type
Private limited company
Incorporated
2 June 2008 (18 years old)
Registered office
47-55 Killyleagh Street, Crossgar, Downpatrick, BT30 9DQ, Northern Ireland
Nature of business
  • Wholesale of furniture, carpets and lighting equipment (SIC 46470)

Directors and company secretaries

Name Role Born Appointed Other companies
Cheryl Harper Director Oct 1954 2 Jun 2008 1 other company
Robert Harper Director Nov 1950 2 Jun 2008 None
Siobhan Green Director Jun 1980 1 Apr 2020 1 other company
Cheryl Harper Secretary Not published 2 Jun 2008 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£599k

<1% from £600k

Cash at bank

£271k

−28% from £377k

Employees (average)

7

Same as 7

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI069407. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Whytes of Crossgar’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2020

1 April 2020

  • Siobhan Green became a part-owner (25–50% of shares)

Companies House

2016

14 December 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Cheryl Harper became a part-owner (25–50% of shares)
  • Robert Haper became a part-owner (25–50% of shares)

Companies House

2008

2 June 2008

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Whytes of Crossgar

Other FCA-listed firms that share a director, phone number or address with Whytes of Crossgar. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Whytes of Crossgar

Other firms of the same type (credit broker), nearest first.

In the Belfast (BT) postcode area

The Consumer CouncilBelfastAuthorisedA Alexander & CoAntrimAuthorisedAbdul SesayLisburnAuthorisedAdam McLeanMagherafeltSee the registerAdrian QuinnArmaghAuthorisedAdrian RussellStrabaneAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Whytes of Crossgar

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Whytes of Crossgar Ltd FCA authorised?
Yes, Whytes of Crossgar Ltd (FRN 766167) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Whytes of Crossgar’s phone number and website?
The FCA register lists the phone number 028 4483 2880 and the website whytesofcrossgar.co.uk for Whytes of Crossgar. If you were given different contact details, use these to check with the firm before going any further.
Is Whytes of Crossgar a scam or clone?
Whytes of Crossgar is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Whytes of Crossgar?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Whytes of Crossgar handles your money, so check the specific product before you commit. You can also refer complaints about Whytes of Crossgar to the Financial Ombudsman Service, free of charge.
Who owns Whytes of Crossgar?
Companies House lists 3 people with significant control of Whytes of Crossgar: Mrs Siobhan Green (25–50% of shares), Mr Robert Haper (25–50% of shares) and Mrs Cheryl Harper (25–50% of shares).
Who runs Whytes of Crossgar?
Companies House lists 3 directors of Whytes of Crossgar: Cheryl Harper, Robert Harper and Siobhan Green.
How long has Whytes of Crossgar been in business?
The company was formed on 2 June 2008, and has held its current FCA authorisation since December 2016.
What do Whytes of Crossgar’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £599k (<1% from £600k) and cash at bank of £271k (−28% from £377k).

Sources and links

The full report on Whytes of Crossgar Ltd

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