Wight Lease Limited

Reference number: 920325

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Vehicle Consulting Group Limited Reference number: 673523 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Wight Lease Limited (FRN 920325) is an AR of Vehicle Consulting Group Limited (FRN 673523). When you use Wight Lease's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Wight Lease, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vehicleconsulting.com first appeared online, and whether it can receive email
  • What kind of line 01983 632652 is
  • Who else gives the postcode PO31 8BX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Vehicle Consulting Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Vehicle Consulting Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12366109
Company status
Active
Company type
Private limited company
Incorporated
16 December 2019 (6 years old)
Registered office
Office 1 Building 41, Newport Road, Cowes, Isle Of Wight, PO31 8BX, United Kingdom
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Nancy Elizabeth Thorley Director Nov 1984 16 Dec 2019 1 other company
Paul David Thorley Director Sep 1975 16 Dec 2019 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

−£5,073

Up £87.3k from −£92.4k

Cash at bank

£3,350

+118% from £1,535

Employees (average)

2

−33% from 3

Owed within a year

£35.4k

−64% from £98.5k

Net assets are negative: on its last balance sheet the company owed £5,073 more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12366109. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wight Lease’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2020

28 January 2020

  • Became an appointed representative

FCA register

2019

16 December 2019

  • Incorporated at Companies House
  • Nancy Elizabeth Thorley became a part-owner (25–50% of shares)
  • Paul David Thorley became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Wight Lease

Other firms of the same type (car dealer), nearest first.

In Cowes

Leslie's Service Station LimitedCowesAppointed representativeLeslies (Ventnor) LimitedCowesAppointed representativeVan Mossel Iow LimitedCowesAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wight Lease

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Wight Lease Limited FCA authorised?
Wight Lease Limited (FRN 920325) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wight Lease?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Wight Lease Limited (FRN 920325) is an AR of Vehicle Consulting Group Limited (FRN 673523). When you use Wight Lease's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wight Lease, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Wight Lease’s phone number and website?
The FCA register lists the phone number 01983 632652 and the website vehicleconsulting.com/solent for Wight Lease. If you were given different contact details, use these to check with the firm before going any further.
Is Wight Lease a scam or clone?
Wight Lease is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wight Lease?
Protection works through Vehicle Consulting Group Limited, the principal firm responsible for Wight Lease's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Wight Lease?
Companies House lists 2 people with significant control of Wight Lease: Mr Paul David Thorley (25–50% of shares) and Mrs Nancy Elizabeth Thorley (25–50% of shares).
Who runs Wight Lease?
Companies House lists 2 directors of Wight Lease: Nancy Elizabeth Thorley and Paul David Thorley.
How long has Wight Lease been in business?
The company was formed on 16 December 2019.
What do Wight Lease’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£5,073 (up £87.3k from −£92.4k) and cash at bank of £3,350 (+118% from £1,535).
Does Wight Lease use any other names?
It trades as Vehicle Consulting.

Sources and links

The full report on Wight Lease Limited

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