William Howarth and Jayne Howarth: FCA regulated?

Authorised by the FCA

the Howarth partnership is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Complaints covered by the Ombudsman
No FCA actions

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

watersidemotors.co.uk (opens in a new tab)
Phone number

01253 760979
Address

37-37A Midgeland Road, Blackpool, Lancashire, FY4 5HD, United Kingdom

In the full report: 3 background checks

When watersidemotors.co.uk first appeared online, and whether it can receive email
What kind of line 01253 760979 is
Who else gives the postcode FY4 5HD

Other names (2)

If you were contacted under any of these names, it is this firm.

Waterside Motors Trading name: A name it trades under now.
Woodman Howarth Motor Company Trading name: A name it trades under now.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Debt Adjusting
Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

The Howarth partnership’s history from the FCA register and Companies House, newest first.

Key events (2) All events (6)

2018

3 May 2018

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

In the full report: all 6 events

All 6 events in its history (2 shown here)

Firms connected to the Howarth partnership

Other FCA-listed firms that share a director, phone number or address with the Howarth partnership. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like the Howarth partnership

Other firms of the same type (credit broker), nearest first.

In Blackpool

Jason LallBlackpoolAuthorised volkserviceblackpoolAuthorised "Bereavement Support Network Ltd "BlackpoolAppointed representative Antony GilderdaleBlackpoolAppointed representative Constructive Asset Finance LtdBlackpoolAppointed representative N Cheatle, S J Beard, K R Pitani, A Parkinson, D Reed & T JepsonBlackpoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on the Howarth partnership

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 background checks on its contact details
All 6 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is William Howarth and Jayne Howarth FCA authorised?

Yes, William Howarth and Jayne Howarth (FRN 803370) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2018 and works as a credit broker. The FCA has placed no limits on its permissions.

What is the Howarth partnership’s phone number and website?

The FCA register lists the phone number 01253 760979 and the website watersidemotors.co.uk for the Howarth partnership. If you were given different contact details, use these to check with the firm before going any further.

Is the Howarth partnership a scam or clone?

the Howarth partnership is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with the Howarth partnership?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how the Howarth partnership handles your money, so check the specific product before you commit. You can also refer complaints about the Howarth partnership to the Financial Ombudsman Service, free of charge.

Does the Howarth partnership use any other names?

It trades as Waterside Motors and Woodman Howarth Motor Company.