William James Financial Services Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 3 years
Your funds are protected by FSCS
No FCA actions
Active company since 2022
Accounts filed up to 31 July 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

williamjamesfs.co.uk (opens in a new tab)
Phone number

0121 392 9897
Address

William James Financial Services Ltd, Spaces, Lewis Building, 35 Bull Street, Birmingham, B4 6AF, United Kingdom

In the full report: 3 background checks

When williamjamesfs.co.uk first appeared online, and whether it can receive email
What kind of line 0121 392 9897 is
Who else gives the postcode B4 6AF

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Debt-counselling
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13854592 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 January 2022 (4 years old)
Registered office: Azzurri House Walsall Business Park, Aldridge, Walsall, West Midlands, WS9 0RB, England
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Philip Newell Lindsay Stepp	Director	Jan 1962	18 Jan 2022	7 other companies
Hayley Jayne Bayliss-Cotton	Director	May 1988	1 Apr 2026	1 other company
Thomas Gerard Kelly	Director	Jul 1971	1 Apr 2026	5 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 11
closed down: 4
went insolvent: 1

In the full report: all 11 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
The one that went into liquidation or administration
The 3 on the FCA register
The 1 company these 3 directors run together

Filed accounts and finances

Year to 31 July 2026Full accountsNot audited

Net assets

£1.83m

No earlier figure to compare

Cash at bank

£237k

+39% from £171k

Owed within a year

£544k

+486% from £92.9k

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2022 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13854592. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

William James Financial Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2023

31 January 2023

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2022

25 January 2022

Philip Newell Lindsay Stepp gave up control
William James Holdings Limited took control (75–100% of shares)

Companies House

18 January 2022

Incorporated at Companies House
Philip Newell Lindsay Stepp took control (75–100% of shares)

Companies House

In the full report: all 11 events

All 11 events in its history (6 shown here)
Every director appointment and resignation: 3

Firms connected to William James Financial Services

Other FCA-listed firms that share a director, phone number or address with William James Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 1
share its postcode: 2

In the full report: all 3 connected firms, named

How each is linked: shared directors (1), the same postcode (2)
Who links each one: the named directors, with dates
2 past links through former directors

Firms like William James Financial Services

Other firms of the same type (financial adviser), nearest first.

In Birmingham

Standard Life Financial Advice Services LimitedBirminghamAuthorised Wesleyan Financial Services LimitedBirminghamAuthorised Adler Financial Planning LimitedBirminghamAuthorised Allsopp Financial Management LimitedBirminghamAuthorised Anthony Darren ThursfieldBirminghamAuthorised Ascot Lloyd Financial Planning LimitedBirminghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on William James Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

11 other companies its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 11 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is William James Financial Services Limited FCA authorised?

Yes, William James Financial Services Limited (FRN 970913) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2023 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is William James Financial Services’ phone number and website?

The FCA register lists the phone number 0121 392 9897 and the website williamjamesfs.co.uk for William James Financial Services. If you were given different contact details, use these to check with the firm before going any further.

Is William James Financial Services a scam or clone?

William James Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with William James Financial Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about William James Financial Services to the Financial Ombudsman Service, free of charge.

Who owns William James Financial Services?

William James Financial Services is owned by William James Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 25 January 2022. Before that, it was controlled by Mr Philip Newell Lindsay Stepp.

Who runs William James Financial Services?

Companies House lists 3 directors of William James Financial Services: Philip Newell Lindsay Stepp, Hayley Jayne Bayliss-Cotton and Thomas Gerard Kelly.

How long has William James Financial Services been in business?

The company was formed on 18 January 2022, and has held its current FCA authorisation since January 2023.

What do William James Financial Services’ latest accounts show?

Its latest accounts, to 31 July 2026, show net assets of £1.83m (no earlier figure to compare) and cash at bank of £237k (+39% from £171k).