William Underwood

Reference number: 951465

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Appointed representative

William Underwood does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

King Mortgages Ltd Reference number: 803561 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • William Underwood (FRN 951465) is an AR of King Mortgages Ltd (FRN 803561). When you use William Underwood's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from William Underwood, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wrenmcltd.com first appeared online, and whether it can receive email
  • What kind of line 07880 998441 is
  • Who else gives the postcode DA14 4NF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Wren Mortgage Consultants Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through King Mortgages Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

William Underwood’s history from the FCA register and Companies House, newest first.

2021

21 May 2021

  • Became an appointed representative
  • Began trading as "Wren Mortgage Consultants"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like William Underwood

Other firms of the same type (mortgage adviser or broker), nearest first.

In Sidcup

Divwin Mortgages LtdSidcupAppointed representativeETA Mortgage Solutions LimitedSidcupAppointed representativeDP Financial Services LimitedSidcupAuthorisedMoney Sage LtdSidcupAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on William Underwood

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is William Underwood FCA authorised?
William Underwood (FRN 951465) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for William Underwood?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. William Underwood (FRN 951465) is an AR of King Mortgages Ltd (FRN 803561). When you use William Underwood's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from William Underwood, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is William Underwood’s phone number and website?
The FCA register lists the phone number 07880 998441 and the website wrenmcltd.com for William Underwood. If you were given different contact details, use these to check with the firm before going any further.
Is William Underwood a scam or clone?
William Underwood is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with William Underwood?
Protection works through King Mortgages Ltd, the principal firm responsible for William Underwood's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does William Underwood use any other names?
It trades as Wren Mortgage Consultants.

Sources and links

The full report on William Underwood

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