Willow Isle Capital Mortgages Limited

Reference number: 1006101

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Willow Isle Capital Mortgages Limited (FRN 1006101) is an AR of HL Partnership Limited (FRN 303397). When you use Willow Isle Capital Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Willow Isle Capital Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07834 882006

  • Address

    216D Cavendish Road, London, Wandsworth, SW12 0BY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07834 882006 is, and the other firm that gives it
  • Who else gives the postcode SW12 0BY
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • WICM Trading name
  • Willow Isle Mortgages Trading name
  • WIM Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14846652
Company status
Active
Company type
Private limited company
Incorporated
4 May 2023 (3 years old)
Registered office
Hurley House, 43 Hersham Road, Walton-On-Thames, KT12 1LE, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Robert Beckett Director Jul 1969 4 May 2023 None
Stefan Thomas Canavan Director Sep 1986 4 May 2023 16 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
1
still active
15

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

−£2,639

Down £2,489 from −£150

Cash at bank

£512

−49% from £1,000

Employees (average)

0

Same as 0

Owed within a year

£250

Same as £250

Net assets are negative: on its last balance sheet the company owed £2,639 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14846652. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Willow Isle Capital Mortgages’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2023

23 November 2023

  • Became an appointed representative

FCA register

4 May 2023

  • Incorporated at Companies House
  • Stefan Canavan gained significant control
  • Stephen Robert Beckett gained significant control

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Willow Isle Capital Mortgages

Other FCA-listed firms that share a director, phone number or address with Willow Isle Capital Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Willow Isle Capital Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Willow Isle Capital Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Willow Isle Capital Mortgages Limited FCA authorised?
Willow Isle Capital Mortgages Limited (FRN 1006101) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Willow Isle Capital Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Willow Isle Capital Mortgages Limited (FRN 1006101) is an AR of HL Partnership Limited (FRN 303397). When you use Willow Isle Capital Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Willow Isle Capital Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Willow Isle Capital Mortgages’ phone number?
The FCA register lists the phone number 07834 882006 for Willow Isle Capital Mortgages. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Willow Isle Capital Mortgages a scam or clone?
Willow Isle Capital Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Willow Isle Capital Mortgages?
Protection works through HL Partnership Limited, the principal firm responsible for Willow Isle Capital Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Willow Isle Capital Mortgages?
Companies House lists 2 people with significant control of Willow Isle Capital Mortgages: Mr Stephen Robert Beckett (significant influence or control) and Mr Stefan Canavan (significant influence or control).
Who runs Willow Isle Capital Mortgages?
Companies House lists 2 directors of Willow Isle Capital Mortgages: Stephen Robert Beckett and Stefan Thomas Canavan.
How long has Willow Isle Capital Mortgages been in business?
The company was formed on 4 May 2023.
What do Willow Isle Capital Mortgages’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of −£2,639 (down £2,489 from −£150) and cash at bank of £512 (−49% from £1,000).
Does Willow Isle Capital Mortgages use any other names?
It trades as WICM, Willow Isle Mortgages and WIM.

Sources and links

The full report on Willow Isle Capital Mortgages Limited

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