Willow Lakes (Ashby Hill Top Farm) Limited

Reference number: 941388

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Willow Lakes (Ashby Hill Top Farm) Limited (FRN 941388) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not Willow Lakes (Ashby Hill Top Farm).
  • Example: if Willow Lakes (Ashby Hill Top Farm) refers you to a financial adviser, the advice should come from the principal firm, not from Willow Lakes (Ashby Hill Top Farm) itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When willow-lakes.co.uk first appeared online, and whether it can receive email
  • What kind of line 01482 826183 is
  • Who else gives the postcode DN37 0RU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Willow Lakes Leisure Park Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 April 2009 (17 years old)
Registered office
Willow Lakes Barton Street, Ashby-Cum-Fenby, Grimsby, North East Lincs, DN37 0RU, England
Nature of business
  • Holiday centres and villages (SIC 55201)

Directors and company secretaries

Name Role Born Appointed Other companies
John Terence Collis Director Nov 1953 28 Apr 2009 22 other companies
Lawrence Peter Marsh Director Oct 1961 15 Jan 2020 20 other companies
Joanne Marie Hardy Director Jan 1970 1 Jul 2022 None
Joanne Elizabeth Bradbury Director Aug 1983 19 Jul 2023 1 other company
Scott Kershaw Director Mar 1989 14 Jun 2024 None
Gemma Louise Gibson Director Sep 1984 17 Jun 2026 None

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
42
closed down
21
run together
1

In the full report: all 42 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 6 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£880k

−33% from £1.31m

Cash at bank

£104k

+268% from £28.4k

Employees (average)

50

+4.2% from 48

Owed within a year

£804k

+28% from £630k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06889217. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Willow Lakes (Ashby Hill Top Farm)’s history from the FCA register and Companies House, newest first.

2020

17 December 2020

  • Became an introducer appointed representative

FCA register

15 January 2020

  • Lawrence Peter Marsh became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • John Terence Collis became a part-owner (25–50% of shares)

Companies House

2009

28 April 2009

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (4 shown here)
  • Every director appointment and resignation: 10
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Firms like Willow Lakes (Ashby Hill Top Farm)

Other firms of the same type (insurance broker), nearest first.

In Grimsby

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Willow Lakes (Ashby Hill Top Farm)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 42 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Willow Lakes (Ashby Hill Top Farm) Limited FCA authorised?
Willow Lakes (Ashby Hill Top Farm) Limited (FRN 941388) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Willow Lakes (Ashby Hill Top Farm)?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Willow Lakes (Ashby Hill Top Farm) Limited (FRN 941388) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not Willow Lakes (Ashby Hill Top Farm). Example: if Willow Lakes (Ashby Hill Top Farm) refers you to a financial adviser, the advice should come from the principal firm, not from Willow Lakes (Ashby Hill Top Farm) itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Willow Lakes (Ashby Hill Top Farm)’s phone number and website?
The FCA register lists the phone number 01482 826183 and the website willow-lakes.co.uk for Willow Lakes (Ashby Hill Top Farm). If you were given different contact details, use these to check with the firm before going any further.
Is Willow Lakes (Ashby Hill Top Farm) a scam or clone?
Willow Lakes (Ashby Hill Top Farm) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Willow Lakes (Ashby Hill Top Farm)?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for Willow Lakes (Ashby Hill Top Farm)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Willow Lakes (Ashby Hill Top Farm)?
Companies House lists 2 people with significant control of Willow Lakes (Ashby Hill Top Farm): Mr Lawrence Peter Marsh (25–50% of shares) and Mr John Terence Collis (25–50% of shares).
Who runs Willow Lakes (Ashby Hill Top Farm)?
Companies House lists 6 directors of Willow Lakes (Ashby Hill Top Farm): John Terence Collis, Lawrence Peter Marsh, Joanne Marie Hardy, Joanne Elizabeth Bradbury, Scott Kershaw and Gemma Louise Gibson.
How long has Willow Lakes (Ashby Hill Top Farm) been in business?
The company was formed on 28 April 2009.
What do Willow Lakes (Ashby Hill Top Farm)’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £880k (−33% from £1.31m) and cash at bank of £104k (+268% from £28.4k).
Does Willow Lakes (Ashby Hill Top Farm) use any other names?
It trades as Willow Lakes Leisure Park.

Sources and links

The full report on Willow Lakes (Ashby Hill Top Farm) Limited

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